178 Crest Rd, Middlebury, CT 06762 Property Records

Middlebury Town property record for 178 Crest Rd, Middlebury, CT 06762

Property Summary

Property Type	Single Family Home
Details	6 bd · 4.5 ba · 4,367 sqft · built 1941
Lot Size	3.06 acres (133,294 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Feb 2020)
Tax Bill	$15,327 (2025)
Deeds & Mortgages	Jun 2021 Refinance Jun 2022 Refinance + 4 more
Flood Zone	Zone X (minimal risk)
APN	`MIDD M:5-08 L:063`

Property Details

APN / Parcel Number

Primary APN	`MIDD M:5-08 L:063`
Alternative APNs	`MDBY M:5-08 L:063` `F0109800`

Interior

Bedrooms	6 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	4,367 sqft Living Area
Gross Area	8,382 sqft
1st Floor Area	2,146 sqft
Attic	Attic
Attic Area	498 sqft
Basement Area	1,904 sqft
Unfinished Basement	416 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	133,294 sqft (3.06 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	F0109800
Street Address	178 CREST RD
City	MIDDLEBURY
State	CT
Zip	06762-2417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R80
Legal Lot Number	63
Jurisdiction	MIDDLEBURY CT
Township / Civil Division	MIDDLEBURY
Census Block Group	3
Census Block	3006
Census Tract	344100

Owner

178 Crest Rd is owned and occupied by an individual who acquired it in February 2025.

Source: Middlebury Town records, as of September 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	178 CREST RD, MIDDLEBURY, CT 06762-2417
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ION BANK
Jun 29, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance NEWTOWN SAVINGS BANK
Feb 21, 2025	Quit Claim Deed, Transfer Quitclaim
Feb 7, 2020	Warranty Deed, Subdivision Related Transfer · Stand-Alone First Mortgage ION BANK
Jun 26, 2019	Warranty Deed, Transfer UNKNOWN
Jan 9, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2020 · Amount on File
Deed Sale	Feb 7, 2020 · Amount on File
Prior Sale	Jun 26, 2019 · Amount on File
Deed Book / Page	310 / 718
Last Transfer Date	Feb 19, 2025
Transfer Doc	000345-747
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	178 CREST RD, MIDDLEBURY, CT 06762-2417
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000323-867
Date	Jun 21, 2021
Book Page	323/867
Instrument	1665

Lender

Name	ION BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLEBURY CT
Property Address	178 CREST RD, MIDDLEBURY, CT 06762-2417
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000332-608
Date	Jun 29, 2022
Book Page	332/608
Instrument	1277

Lender

Name	NEWTOWN SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

February 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Feb 21, 2025
Property Address	178 CREST RD, MIDDLEBURY, CT 06762-2417
Document Number	000345-747
Book / Page	345 / 747
Instrument Date	Feb 19, 2025
Instrument	2025135
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 CREST RD, MIDDLEBURY, CT 06762-2417

February 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Feb 7, 2020
Property Address	178 CREST RD, MIDDLEBURY, CT 06762-2417
Document Number	310-718
Book / Page	310 / 718
Instrument Date	Feb 6, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	310720
Date	Feb 7, 2020
Instrument	310/720

Lender

Name	ION BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Type Change Date	Mar 1, 2030
Max Rate At Change	2.75%
Index	1-Year CMT

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Jun 26, 2019
Property Address	178 CREST RD, MIDDLEBURY, CT 06762-2417
Document Number	306-35
Book / Page	000306 / 000035
Instrument Date	Jun 17, 2019
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	UNKNOWN

Transaction

Amount	Amount on Record
Tax	$349.15
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	315 RIGGS ST OXFORD CT 064781176, OXFORD, CT 06478-1176

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIDDLEBURY CT
Recording Date	Jan 9, 2019
Property Address	178 CREST RD, MIDDLEBURY, CT 06762-2417
Document Number	303-802
Book / Page	000303 / 000802
Instrument Date	Aug 11, 2018
Transaction Type	Transfer
Record Updated	Jan 22, 2019

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	178 CREST RD MIDDLEBURY CT 067622417, MIDDLEBURY, CT 06762-2417

Tax Assessment & Valuation

Source: Middlebury Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Middlebury Town
Unified School District	Regional School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,327.00	$471,300 (-) Land $107,500 Building $363,800	$673,285 Land $153,571 Building $519,714
2024	$15,327.00 (+0.81%)
2023	$15,204.00 (+3.2%)	$471,300 (-) Land $107,500 Building $363,800
2022	$14,733.00	$471,300 Land $107,500 Building $363,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Crest Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Crest Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Crest Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures