178 Cottage Rd, Madison, CT 06443 Property Records

Madison Town property record for 178 Cottage Rd, Madison, CT 06443

Property Summary

Property Type	Marina, Boat Slips, Yacht Club, Boat Landing
Details	3 bd · 2.5 ba · 8,000 sqft · built 2005
Lot Size	2 acres (87,120 sqft)
Owner	Company Name on Record
Last Sale	$40,000 (Jun 2023)
Tax Bill	$21,211 (2026)
Deeds & Mortgages	Jun 2025 Mortgage Jun 2023 Sale
Flood Zone	Zone AE (high risk)
APN	`MADI M:32 B:9`

Property Details

APN / Parcel Number

Primary APN	`MADI M:32 B:9`
Alternative APNs	`00196900` `196900`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	8,000 sqft Total Area
Gross Area	8,200 sqft
1st Floor Area	1,614 sqft
Basement Area	676 sqft
Unfinished Basement	676 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Raised Ranch
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	196900
Street Address	178 COTTAGE RD
City	MADISON
State	CT
Zip	06443-3449
Property Category	Public Works
Property Type	Public Works > Marina, Boat Slips, Yacht Club, Boat Landing
Local Zoning Code	C
Legal Block	9
Jurisdiction	MADISON CT
Township / Civil Division	MADISON
Census Block Group	1
Census Block	1011
Census Tract	194101

Owner

Source: Madison Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	242 TOBY HILL RD, WESTBROOK, CT 06498-3521
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2025	Deed of Trust, Mortgage DAVID FLORIAN
Jun 7, 2023	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 7, 2023 · Amount on Record
Deed Sale	Jun 7, 2023 · Amount on Record
Prior Sale	Mar 13, 2015 · Amount on Record
Deed Document Number	20232023-1080
Deed Book / Page	2281 / 486
Prior Transfer Date	Jun 6, 2023
Prior Transfer Doc	002281-486
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON CT
Property Address	178 COTTAGE RD, MADISON, CT 06443-3449
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002302-539
Date	Jun 24, 2025
Book Page	2302/539
Instrument	2025-1205

Lender

Name	DAVID FLORIAN

Agreement

Amount	Amount Recorded
Term	37 Months
Due	Jul 1, 2028

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MADISON CT
Recording Date	Jun 7, 2023
Property Address	178 COTTAGE RD, MADISON, CT 06443-3449
Document Number	002281-486
Book / Page	2281 / 486
Instrument Date	Jun 6, 2023
Instrument	2023-1080
Transaction Type	Transfer
Record Updated	Jun 22, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Madison Town assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Madison Town
Unified School District	Madison School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$21,211.00 (+16.67%)	$919,800 (+13.49%) Land $506,800 Building $296,500
2025	$18,180.00	$810,500 (+18.51%) Land $397,500 Building $413,000	$1,157,857 Land $567,857 Building $590,000
2024	$18,180.00 (-11.3%)
2023	$20,496.00 (+1.9%)	$683,900 (-) Land $347,000 Building $336,900
2022	$20,113.00	$683,900 Land $347,000 Building $336,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 92% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 368 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Frontier, T-Mobile, Verizon.

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