178 Cottage Ln, Mars Hill, NC 28754 Property Records

Madison County property record for 178 Cottage Ln, Mars Hill, NC 28754

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,844 sqft · built 1998
Lot Size	0.318 acres (13,886 sqft)
Owner	2 Individual Names on Record
Last Sale	$317,000 (Oct 2020)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	Dec 2021 Transfer Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`9862-34-7302`

Property Details

APN / Parcel Number

Primary APN	`9862-34-7302`
Alternative APNs	`9862347302 0014574` `14574`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,844 sqft Heated Area
1st Floor Area	1,272 sqft
Basement Area	636 sqft
Finished Basement	572 sqft
Unfinished Basement	64 sqft
Flooring	Hardwood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2010
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,886 sqft (0.318 acres)
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Porch	Slab
Porch Area	136 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Heat Pump

Location & Zoning

Street Address	178 COTTAGE LN
City	MARS HILL
State	NC
Zip	28754-5938
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	COTTAGES AT WOLF LAUREL LO:15 PL:3-933
Legal Subdivision	COTTAGES
Legal Block	34
Legal Lot Number	15
Jurisdiction	MADISON NC
Township / Civil Division	7, EBBS CHAPEL
Census Block Group	1
Census Block	1020
Census Tract	10100

Owner

Source: Madison County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	178 COTTAGE LN, MARS HILL, NC 28754-5938
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Intrafamily Transfer, Transfer
Oct 8, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 8, 2020 · Amount on Record
Deed Sale	Oct 8, 2020 · Amount on Record
Prior Sale	Feb 7, 2007 · Amount on Record
Deed Document Number	2020338308
Deed Book / Page	701 / 361
Last Transfer Date	Dec 22, 2021
Transfer Doc	0007390430
Record Updated	Jun 8, 2026

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON NC
Recording Date	Dec 22, 2021
Property Address	178 COTTAGE LN, MARS HILL, NC 28754-5938
Document Number	0007390430
Book / Page	739 / 430
Map Reference	MB 3 PG 933
Instrument Date	Dec 22, 2021
Instrument	344798
Transaction Type	Transfer
Record Updated	Jan 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 COTTAGE LN, MARS HILL, NC 28754-5938

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON NC
Recording Date	Oct 8, 2020
Property Address	178 COTTAGE LN, MARS HILL, NC 28754-5938
Document Number	0007010361
Book / Page	000701 / 000361
Instrument Date	Oct 7, 2020
Instrument	338308
Transaction Type	Transfer
Record Updated	Oct 16, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$631.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	178 COTTAGE LN MARS HILL NC 28754, MARS HILL, NC 28754

Tax Assessment & Valuation

Source: Madison County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Madison County
Unified School District	Madison County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,653.00	$327,360 (-) Land $43,600 Building $283,760	$327,360 (-) Land $43,600 Building $283,760
2024	$1,653.00	$327,360 (+22.58%) Land $43,600 Building $283,760	$327,360 (+22.58%) Land $43,600 Building $283,760
2023		$267,058 (-) Land $33,578 Building $233,480	$267,058 (-) Land $33,578 Building $233,480
2022		$267,058 Land $33,578 Building $233,480	$267,058 Land $33,578 Building $233,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2011–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Aug 2012 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
French Broad EMC Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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