178 Cornell Dr, Bainbridge, NY 13733 Property Records

Chenango County and Bainbridge Town property record for 178 Cornell Dr, Bainbridge, NY 13733

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 2005
Lot Size	7.25 acres (315,810 sqft)
Owner	Individual Name on File
Last Sale	$151,000 (May 2021)
Tax Bill	$5,474 (2026)
Deeds & Mortgages	May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082289 265.-3-5.1`

Property Details

APN / Parcel Number

Primary APN	`082289 265.-3-5.1`
Alternative APNs	`228926500000030051000000` `0210759`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Living Area
1st Floor Area	1,456 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	315,810 sqft (7.25 acres)
Garage Type	Detached
Garage Area	1,472 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	265 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0210759
Street Address	178 CORNELL DR
City	BAINBRIDGE
State	NY
Zip	13733-2232
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Block	3
Legal Lot Number	5.100
Jurisdiction	CHENANGO NY
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2049
Census Tract	970901

Owner

178 Cornell Dr is owned and occupied by an individual who bought it in May 2021.

Source: Chenango County and Bainbridge Town records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	178 CORNELL DR, BAINBRIDGE, NY 13733-2232
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 17, 2021 · Amount on File
Deed Sale	May 17, 2021 · Amount on File
Prior Sale	Mar 21, 2000 · Amount on File
Deed Document Number	2021202100000825
Prior Transfer Date	Nov 4, 2005
Prior Transfer Doc	2005002517
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHENANGO NY
Recording Date	May 17, 2021
Property Address	178 CORNELL DR, BAINBRIDGE, NY 13733-2232
Document Number	2021000000825
Instrument Date	Apr 22, 2021
Instrument	20210-00000825
Transaction Type	Transfer
Record Updated	Jun 8, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 CORNELL DR, BAINBRIDGE, NY 13733-2232

Mortgage

Document Number	21000001206
Date	May 17, 2021
Instrument	210-00001206

Lender

Name	ELMIRA SAVINGS BANK FSB
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	May 1, 2036
Max Rate At Change	3%
Index	Other
Margin	3

Tax Assessment & Valuation

The 2026 property tax bill for 178 Cornell Dr was $5,474, up 0.9% from the year before.

Source: Chenango County and Bainbridge Town assessment roll, as of May 12, 2026

Property Jurisdictions

Type	Name
State	New York
County	Chenango County
County Subdivision	Bainbridge Town
Municipality	Bainbridge Village
Unified School District	Bainbridge-Guilford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,474.00 (+0.87%)
2025	$5,427.00	$137,000 Land $30,000 Building $107,000	$201,471 Land $44,118 Building $157,353
2023		$137,000 Land $30,000 Building $107,000	$171,250 Land $37,500 Building $133,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Cornell Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Cornell Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BAINBRIDGE VILLAGE serves 1,550 people · EPA ID NY0801739
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20