178 Commonwealth Ave, #180, Springfield, MA 01108 Property Records

Hampden County and Springfield City property record for 178 Commonwealth Ave, #180, Springfield, MA 01108

Property Summary

Property Type	Duplex
Details	6 bd · 2 ba · 2,376 sqft · built 1920
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$315,000 (May 2025)
Tax Bill	$4,423 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SPRI S:03095 P:0031`

Property Details

APN / Parcel Number

Primary APN	`SPRI S:03095 P:0031`
Alternative APN	`30950031`

Interior

Bedrooms	6 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,376 sqft Living Area
1st Floor Area	1,188 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Lot Area	5,001 sqft (0.115 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	30950031
Street Address	178 COMMONWEALTH AVE, 180
City	SPRINGFIELD
State	MA
Zip	01108-2733
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Jurisdiction	SPRINGFIELD MA
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4012
Census Tract	802601

Owner

Source: Hampden County and Springfield City records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	821 BROADWAY, HAVERHILL, MA 01832-1211
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 15, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage BRIGHTBRIDGE CU
Apr 21, 2022	Deed, Transfer · FHA Mortgage FINANCE AMERICA LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2025 · Amount on Record
Deed Sale	May 15, 2025 · Amount on Record
Prior Sale	Apr 21, 2022 · Amount on Record
Deed Document Number	202521555
Deed Book / Page	25865 / 54
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPRINGFIELD MA
Recording Date	Jun 29, 2026
Property Address	178 COMMONWEALTH AVE, 180, SPRINGFIELD, MA 01108-2733
Document Number	0000030003
Book / Page	26396 / 8
Instrument Date	Jun 23, 2026
Instrument	202630003
Transaction Type	Mortgage
Record Updated	Jul 22, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 COMMONWEALTH AVE, 180, SPRINGFIELD, MA 01108-2733

Mortgage

Document Number	0000030003,
Date	Jun 29, 2026
Book Page	26396/8
Instrument	202630003

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.53%
Max Rate	-1%

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	May 15, 2025
Property Address	178 COMMONWEALTH AVE # 180, 180, SPRINGFIELD, MA 01108-2733
Document Number	0025865-54
Book / Page	25865 / 54
Instrument Date	May 15, 2025
Instrument	21555
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	821 BROADWAY, HAVERHILL, MA 01832-1211

Mortgage

Document Number	0000021556
Date	May 15, 2025
Instrument	21556

Lender

Name	BRIGHTBRIDGE CU

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SPRINGFIELD MA
Recording Date	Apr 21, 2022
Property Address	178-180 COMMONWEALTH AVE, SPRINGFIELD, MA 01108
Document Number	00024510-2
Book / Page	24510 / 2
Instrument Date	Apr 21, 2022
Instrument	24128
Transaction Type	Transfer
Record Updated	May 6, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SQUIRE LN, SPRINGFIELD, MA 01118-1936

Mortgage

Document Number	0000024129
Date	Apr 21, 2022
Instrument	24129

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Springfield City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Springfield City
Unified School District	Springfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,423.00 (+23.48%)	$282,100 (+34.27%) Land $36,800 Building $245,300
2023	$3,582.00	$210,100 Land $35,100 Building $175,000

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD WATER AND SEWER COMMISSION serves 169,170 people · EPA ID MA1281000
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	4 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 916 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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