178 Cliffview Dr, Mount Sterling, OH 43143 Property Records

Madison County property record for 178 Cliffview Dr, Mount Sterling, OH 43143

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,120 sqft · built 1969
Lot Size	0.208 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Sep 2026)
Tax Bill	$2,040 (2025)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Apr 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-00079.000`

Property Details

APN / Parcel Number

Primary APN	`18-00079.000`
Alternative APN	`021201-8`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1980
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	9,100 sqft (0.208 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	021201-8
Street Address	178 CLIFFVIEW DR
City	MOUNT STERLING
State	OH
Zip	43143-1232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3-161 56 PLEAS RIDGE 3
Legal Subdivision	MT STRING
Jurisdiction	MADISON OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2030
Census Tract	41200

Owner

Source: Madison County records, as of October 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2026	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE
Apr 11, 2024	Fiduciary Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2026 · Amount on Record
Deed Sale	Sep 18, 2026 · Amount on Record
Prior Sale	Apr 11, 2024 · Amount on Record
Deed Document Number	20264685
Deed Book / Page	459 / 290
Prior Transfer Date	Aug 26, 2020
Prior Transfer Doc	0000004893
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON OH
Recording Date	Sep 18, 2026
Property Address	178 CLIFFVIEW DR, MOUNT STERLING, OH 43143-1232
Document Number	0000004685
Book / Page	459 / 290
Instrument Date	Sep 16, 2026
Instrument	20264685
Transaction Type	Transfer
Record Updated	Sep 29, 2026
Title Company	NORTHWEST AR TITLE, NORTHWEST TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$74,235.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Mortgage

Document Number	0000004686,
Date	Sep 18, 2026
Instrument	20264686

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2024: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	MADISON OH
Recording Date	Apr 11, 2024
Property Address	178 CLIFFVIEW DR, MOUNT STERLING, OH 43143-1232
Document Number	0000001461
Book / Page	424 / 881
Map Reference	MB 2 PG 143
Instrument Date	Mar 30, 2024
Instrument	2024-1461
Transaction Type	Transfer
Record Updated	Apr 19, 2024
Title Company	WORLD CLASS TITLE INC, WORLD CLASS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	14736 NEFF RD, ORIENT, OH 43146-9259

Mortgage

Document Number	0000001462
Date	Apr 11, 2024
Instrument	2024-1462

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: Madison County assessment roll, as of February 27, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Madison County
County Subdivision	Pleasant Township
Municipality	Mount Sterling Village
Unified School District	Madison-Plains Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,040.00 (-4.18%)	$59,510 (-) Land $12,560 Building $46,950
2024	$2,129.00 (+28.95%) Homeowner's exemption	$59,510 (-) Land $12,560 Building $46,950
2023	$1,651.00 (+27.1%) Homeowner's exemption	$59,510 (+35.81%) Land $12,560 Building $46,950	$170,020 (+35.82%) Land $35,880 Building $134,140
2022	$1,299.00 Homeowner's exemption	$43,820 Land $9,250 Building $34,570
2020			$125,180 Land $26,420 Building $98,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 16, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2005 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOUNT STERLING VILLAGE PWS serves 2,059 people · EPA ID OH4900812
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Brightspeed, Verizon.

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