178 Chestnut Plain Rd, Whately, MA 01093 Property Records

Franklin County and Whately Town property record for 178 Chestnut Plain Rd, Whately, MA 01093

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 2,558 sqft · built 1843
Lot Size	14 acres (609,840 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,947 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
APN	`WHAT M:0037 B:0000 L:15`

Property Details

APN / Parcel Number

Primary APN	`WHAT M:0037 B:0000 L:15`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,558 sqft Living Area
Gross Area	5,552 sqft
Basement Area	1,312 sqft
Unfinished Basement	1,312 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1843
Effective Year Built	Effective 1843
Architectural Style	Historical
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	609,840 sqft (14 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	178 CHESTNUT PLAIN RD
City	WHATELY
State	MA
Zip	01093-9702
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R6
Legal Lot Number	15
Jurisdiction	WHATELY MA
Township / Civil Division	WHATELY
Census Block Group	1
Census Block	1058
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Whately Center Historic District listed 2003 · 80 contributing resources · NRIS 03000920

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Franklin County and Whately Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	399 N BENSON RD, FAIRFIELD, CT 06824-5131
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATELY MA
Recording Date	Jun 16, 2026
Property Address	178 CHESTNUT PLAIN RD, WHATELY, MA 01093-9702
Document Number	0000005127
Book / Page	8656 / 322
Instrument Date	Jun 7, 2026
Instrument	20265127
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 CHESTNUT PLAIN RD, WHATELY, MA 01093-9702

Mortgage

Document Number	0000005127,
Date	Jun 16, 2026
Book Page	8656/322
Instrument	20265127

Lender

Name	MORTGAGE INC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

Source: Franklin County and Whately Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Franklin County
County Subdivision	Whately Town
Secondary School District	Frontier School District (07 - 12)
Elementary School District	Whately School District (PK - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,947.00 (-8.73%)	$445,800 (-6.34%) Land $183,000 Building $262,800
2024	$6,516.00 (+2.31%)	$476,000 (+6.13%) Land $183,000 Building $293,000	$512,050
2023	$6,369.00	$448,500 Land $174,300 Building $274,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile, Verizon.

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