178 Chapel Rd, South Windsor, CT 06074 Property Records

Windsor Town property record for 178 Chapel Rd, South Windsor, CT 06074

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,484 sqft · built 1940
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$202,000 (Feb 2020)
Tax Bill	$6,043 (2024)
Deeds & Mortgages	Apr 2022 Refinance Dec 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`SWIN M:21 B:20`

Property Details

APN / Parcel Number

Primary APN	`SWIN M:21 B:20`
Alternative APN	`18000178`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	2,542 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	217,800 sqft (5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	18000178
Street Address	178 CHAPEL RD
City	SOUTH WINDSOR
State	CT
Zip	06074-4003
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Block	20
Jurisdiction	SOUTH WINDSOR CT
Township / Civil Division	SOUTH WINDSOR
Census Block Group	4
Census Block	4001
Census Tract	487300

Owner

Source: Windsor Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	178 CHAPEL RD, SOUTH WINDSOR, CT 06074-4003
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Dec 27, 2024	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Oct 10, 2017	Deed of Trust, Mortgage · Line of Credit PROVIDENT FUNDING ASSOCIATES LP
Feb 19, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 19, 2020 · Amount on Record
Deed Sale	Feb 19, 2020 · Amount on Record
Prior Sale	Mar 10, 2017 · Amount on Record
Deed Document Number	20202732150003
Deed Book / Page	2751 / 212
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH WINDSOR CT
Property Address	178 CHAPEL RD, SOUTH WINDSOR, CT 06074-4003
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0002945-74
Date	Apr 21, 2022
Book Page	2945/74
Instrument	2899590013

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH WINDSOR CT
Property Address	178 CHAPEL RD, SOUTH WINDSOR, CT 06074-4003
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003082-339
Date	Dec 27, 2024
Book Page	3082/339

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOUTH WINDSOR CT
Property Address	178 CHAPEL RD, SOUTH WINDSOR, CT 06074-4003
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2612-147
Date	Oct 10, 2017
Book Page	2612/147
Instrument	2525730013

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2047

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SOUTH WINDSOR CT
Recording Date	Feb 19, 2020
Property Address	178 CHAPEL RD, SOUTH WINDSOR, CT 06074-4003
Document Number	2751-212
Book / Page	2751 / 212
Instrument Date	Feb 15, 2020
Instrument	2732150003
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2732160012
Date	Feb 19, 2020
Instrument	2732160012

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Windsor Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Windsor Town
Unified School District	Windsor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$169,700 (-) Land $86,600 Building $83,100	$118,790 Land $60,620 Building $58,170
2024	$6,043.00 (+3.33%)	$169,700 (-) Land $86,600 Building $83,100
2023	$5,848.00 (+7.74%)	$169,700 (+21.21%) Land $86,600 Building $83,100
2022	$5,428.00	$140,000 Land $86,600 Building $53,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.2% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	METROPOLITAN DISTRICT COMMISSION serves 390,887 people · EPA ID CT0640011
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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