178 Central Ave, Pacific Grove, CA 93950 Property Records

Monterey County property record for 178 Central Ave, Pacific Grove, CA 93950

Property Summary

Property Type	Apartments (5+ Units)
Details	6 bd · 4 ba · 3,586 sqft · built 1904
Lot Size	0.137 acres (6,002 sqft)
Owner	Company Name on Record
Last Sale	$1,598,000 (Jul 2017)
Tax Bill	$20,024 (2025)
Deeds & Mortgages	Feb 2021 Transfer Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`006-235-014-000`

Property Details

APN / Parcel Number

Primary APN	`006-235-014-000`
Alternative APNs	`006235007000` `006-235-014`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	21 Rooms
Stories	3 Stories
Building Area	3,586 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,002 sqft (0.137 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	006-235-014
Street Address	178 CENTRAL AVE
City	PACIFIC GROVE
State	CA
Zip	93950-3041
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Description	VOL 28 SURVEY MAP PG 105; PARCEL B.
Legal Subdivision	UNIVERSITY ADD/PACIFIC GROVE
Legal Block	1
Legal Lot Number	9
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	1
Census Block	1017
Census Tract	12401

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	12813 LA CRESTA DR, LOS ALTOS HILLS, CA 94022-2540
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Intrafamily Transfer, Transfer
Jul 25, 2017	Grant Deed, Transfer · Commercial Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2017 · Amount on Record
Deed Sale	Jul 25, 2017 · Amount on Record
Prior Sale	May 2, 2003 · Amount on Record
Deed Document Number	201739331
Last Transfer Date	Jan 22, 2021
Transfer Doc	0000012391
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Feb 17, 2021
Property Address	178 CENTRAL AVE, PACIFIC GROVE, CA 93950-3041
Document Number	0000012391
Map Reference	VOL 28 PG 105
Instrument Date	Jan 22, 2021
Instrument	2021012391
Transaction Type	Transfer
Record Updated	Aug 19, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12813 LA CRESTA DR, LOS ALTOS HILLS, CA 94022-2540

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jul 25, 2017
Property Address	178 CENTRAL AVE, PACIFIC GROVE, CA 93950-3041
Document Number	0000039331
Map Reference	VOL28 PG105
Instrument Date	Jul 11, 2017
Instrument	2017039331
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	OLD REPUBLIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	12813 LA CRESTA DR, LOS ALTOS HILLS, CA 94022-2540

Mortgage

Document Number	0000039332
Date	Jul 25, 2017
Instrument	2017039332

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	6%
Index	1-Year LIBOR
Max Rate	10%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Pacific Grove City
Unified School District	Pacific Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,854,610 (+2%) Land $870,436 Building $984,174
2025	$20,024.00 (+5.05%)	$1,818,246 (+4.04%) Land $853,369 Building $964,877
2024	$19,061.00 (-1.37%)
2023	$19,326.00 (+2.06%)	$1,747,643 Land $820,233 Building $927,410
2022	$18,935.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, Razzolink.

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