178 Cedar St, Wellesley, MA 02481 Property Records

Norfolk County and Wellesley Town property record for 178 Cedar St, Wellesley, MA 02481

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 3,417 sqft · built 2015
Lot Size0.365 acres (15,911 sqft)
OwnerIndividual Name on File
Last Sale$1,600,000 (Jun 2019)
Tax Bill$15,698 (2025)
Deeds & MortgagesJul 2022 Refinance
Jan 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNWELL M:016 R:066 S

Property Details

APN / Parcel Number

Primary APNWELL M:016 R:066 S

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,417 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area15,911 sqft (0.365 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address178 CEDAR ST
CityWELLESLEY HILLS
StateMA
Zip02481-5513
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR15
JurisdictionWELLESLEY MA
Township / Civil DivisionWELLESLEY
Census Block Group1
Census Block1021
Census Tract404100

Owner

Source: Norfolk County and Wellesley Town records · APN WELL M:016 R:066 S

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address178 CEDAR ST, WELLESLEY HILLS, MA 02481-5513
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 01, 2022Deed of Trust, Mortgage · Stand-Alone Refinance
DEDHAM INSTITUTION FOR SAVINGS
Jan 29, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
JPMORGAN CHASE BANK NA
Jun 13, 2019Quit Claim Deed, Transfer · Stand-Alone First Mortgage
NEEDHAM BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 13, 2019 · Amount on Record
Deed SaleJun 13, 2019 · Amount on Record
Prior SaleJul 06, 2015 · Amount on Record
Deed Book / Page36873 / 140
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLESLEY MA
Property Address178 CEDAR ST, WELLESLEY, MA 02481-5513
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number040656-559
DateJul 01, 2022
Book Page40656/559
Instrument58888
Lender
NameDEDHAM INSTITUTION FOR SAVINGS
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueAug 01, 2042

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWELLESLEY MA
Property Address178 CEDAR ST, WELLESLEY, MA 02481-5513
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038932-181
DateJan 29, 2021
Book Page38932/181
Instrument12058
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWELLESLEY MA
Recording DateJun 13, 2019
Property Address178 CEDAR ST, WELLESLEY, MA 02481-5513
Document Number36873-140
Book / Page36873 / 140
Instrument DateMay 14, 2019
Instrument46671
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address178 CEDAR ST, WELLESLEY, MA 02481-5513

Mortgage

Document Number46672
DateJun 13, 2019
Instrument46672
Lender
NameNEEDHAM BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Type Change DateJul 01, 2024

Tax Assessment & Valuation

Source: Norfolk County and Wellesley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionWellesley Town
Unified School DistrictWellesley School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$15,698.00 (+0.53%)$1,527,000 (+1.8%) Land $723,000 Building $804,000$2,122,965 (+0.89%)
2024$15,615.00 (-8.72%)$1,500,000 (+0.4%) Land $723,000 Building $777,000$2,104,250
2023$17,106.00$1,494,000 Land $740,000 Building $754,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2013–2021)
Claims Outside the SFHA4 of 4
Most Recent ClaimSep 2021 · Tropical Storm Henri

Wildfire

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 2,000
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: Radiate Holdings.

Based on FCC filings for 199 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemWELLESLEY WATER DIVISION
serves 29,550 people
Water SourcePurchased surface water from several systems
Last State InspectionJun 2025
Lead4 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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