178 Cedar Ln E, Ridgway, CO 81432 Property Records

Ouray County property record for 178 Cedar Ln E, Ridgway, CO 81432

Property Summary

Property Type	Residential Vacant Land
Lot Size	4.9 acres (213,749 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (May 2022)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit May 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R003888`

Property Details

APN / Parcel Number

Primary APN	`R003888`
Alternative APN	`430505201005`

Exterior

Roof Type	Shed Roof
Lot Area	213,749 sqft (4.9 acres)

Utilities, Heating & Cooling

Heating Fuel	Wood

Location & Zoning

Account Number	R003888
Street Address	178 CEDAR LN E
City	RIDGWAY
State	CO
Zip	81432-9714
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	26
Legal Description	SUBD: LOGHILL VILLAGE UNIT 1 LOT: 24 BLOCK: H S: 5 T: 45 R: 8
Legal Range	08
Legal Township	45
Legal Section	05
Legal Subdivision	LOGHILL VILLAGE
Legal Block	H
Legal Lot Number	24
Legal Unit	1
Jurisdiction	OURAY CO
Township / Civil Division	OURAY
Census Block Group	1
Census Block	1064
Census Tract	967601

Owner

Source: Ouray County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2838 CRIPPLE CREEK TRL, GRAPEVINE, TX 76051-4758
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Deed of Trust, Mortgage · Line of Credit ALPINE BANK
May 24, 2022	Special Warranty Deed, Transfer · Commercial Mortgage CITIZENS STATE BANK
Mar 15, 2021	Warranty Deed, Transfer · Commercial Mortgage TIMBERLINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 24, 2022 · Amount on Record
Deed Sale	May 24, 2022 · Amount on Record
Prior Sale	Mar 15, 2021 · Amount on Record
Deed Document Number	2022232192
Prior Transfer Date	Oct 24, 2013
Prior Transfer Doc	0000211004
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OURAY CO
Recording Date	Apr 6, 2026
Property Address	178 CEDAR LN E, RIDGWAY, CO 81432-9714
Document Number	0000241224
Instrument Date	Mar 24, 2026
Instrument	2026241224
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 CEDAR LN E, RIDGWAY, CO 81432-9714
Investor	Possibly a Property Investor

Mortgage

Document Number	0000241224,
Date	Apr 6, 2026
Instrument	2026241224

Lender

Name	ALPINE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2036

Interest

Rate Type	Adjustable Rate
Rate	5.98%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

May 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	OURAY CO
Recording Date	May 24, 2022
Property Address	160 CEDAR LN E, RIDGWAY, CO 81432-9714
Document Number	0000232192
Map Reference	DOC 122035
Instrument Date	May 18, 2022
Instrument	232192
Transaction Type	Transfer
Record Updated	Jun 2, 2022
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 10, NATURITA, CO 81422-0010

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2838 CRIPPLE CREEK TRL, GRAPEVINE, TX 76051-4758

Mortgage

Document Number	0000232193
Date	May 24, 2022
Instrument	232193

Lender

Name	CITIZENS STATE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OURAY CO
Recording Date	Mar 15, 2021
Property Address	160 CEDAR LN E, RIDGWAY, CO 81432-9714
Document Number	0000228176
Map Reference	DOC 122035
Instrument Date	Mar 12, 2021
Instrument	228176
Transaction Type	Transfer
Record Updated	May 20, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$10.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 JUNIPER RD N, 40, RIDGWAY, CO 81432-9406

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5202 S CATHAY CT, CENTENNIAL, CO 80015-4860

Mortgage

Document Number	0000228177
Date	Mar 15, 2021
Instrument	228177

Lender

Name	TIMBERLINE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ouray County assessment roll, as of March 26, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Ouray County
Unified School District	Ridgway School District R-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,350.00 (+1.64%)	$65,340 (+11.52%) Land $65,340	$242,000 (+15.24%) Land $242,000
2024	$3,296.00 (+1.2%)	$58,590 (-) Land $58,590	$210,000 (-) Land $210,000
2023	$3,257.00	$58,590 Land $58,590	$210,000 Land $210,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 11, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 63% of Colorado
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DALLAS CREEK WC private · serves 1,059 people · EPA ID CO0146485
Water Source	Surface water
Last State Inspection	Feb 2023
Also Mapped Here	TRI COUNTY WCD
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Clearnetworx Fiber	1,000 / 1,000

May also be available: AT&T, T-Mobile.

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