Lorain County property record for 178 Caroline St, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 724 sqft · built 1952 |
| Lot Size | 0.139 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $97,300 (Oct 2007) |
| Tax Bill | $1,747 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-035-103-005 |
| Primary APN | 06-25-035-103-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 724 sqft Living Area |
| 1st Floor Area | 724 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 6,098 sqft (0.139 acres) |
| Lot Dimensions | 140 ft deep x 45 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 20 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 178 CAROLINE ST |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-3906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DILWORTH E ELYRIA ALLOT 45 X 140 |
| Legal Subdivision | DILLWORTHS EAST ELYRIA SUBDIVISION |
| Legal Tract | 25 |
| Legal Block | 103 |
| Legal Lot Number | 68 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 70600 |
Source: Lorain County assessment roll, as of August 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 178 CAROLINE ST, ELYRIA, OH 44035-3906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 7, 2022 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Sep 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 5, 2007 · Amount on Record |
| Deed Sale | Oct 5, 2007 · Amount on Record |
| Prior Sale | Oct 5, 2007 · Amount on Record |
| Deed Document Number | 0000225513 |
| Last Transfer Date | Jul 7, 2022 |
| Transfer Doc | 0000882224 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 7, 2022 |
| Property Address | 178 CAROLINE ST, ELYRIA, OH 44035-3906 |
| Document Number | 0000882224 |
| Map Reference | VOL 6 PG 32 |
| Instrument Date | Jun 30, 2022 |
| Instrument | 2022-0882224 |
| Transaction Type | Transfer |
| Record Updated | Mar 23, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 CAROLINE ST, ELYRIA, OH 44035-3906 |
| Document Number | 0000882225 |
|---|---|
| Date | Jul 7, 2022 |
| Instrument | 2022-0882225 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 178 CAROLINE ST, ELYRIA, OH 44035-3906 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 178 CAROLINE ST, ELYRIA, OH 44035-3906 |
| Document Number | 0000780141 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 2020-0780141 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 298 Months |
| Due | Jul 1, 2045 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Elyria City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,747.00 | $37,110 (+0.01%) Land $11,100 Building $26,010 | $106,020 (-) Land $31,720 Building $74,300 |
| 2024 | $1,747.00 (+16.16%) | $37,107 (+34.44%) Land $11,102 Building $26,005 | $106,020 (+34.44%) Land $31,720 Building $74,300 |
| 2023 | $1,504.00 (+0.4%) | $27,602 (+0.01%) Land $7,900 Building $19,702 | $78,860 (-) Land $22,570 Building $56,290 |
| 2022 | $1,498.00 | $27,600 Land $7,900 Building $19,700 | |
| 2021 | $78,860 Land $22,570 Building $56,290 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 727 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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