178 Carol Dr, Dedham, MA 02026 Property Records

Norfolk County and Dedham Town property record for 178 Carol Dr, Dedham, MA 02026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,704 sqft · built 1957
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Last Sale	$468,500 (Oct 2004)
Tax Bill	$11,047 (2026)
Deeds & Mortgages	Jan 2023 Refinance May 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`DEDH M:0190 L:0029`

Property Details

APN / Parcel Number

Primary APN	`DEDH M:0190 L:0029`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,704 sqft Living Area
Gross Area	3,190 sqft
1st Floor Area	1,704 sqft
Basement Area	1,272 sqft
Unfinished Basement	132 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Split Level
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	178 CAROL DR
City	DEDHAM
State	MA
Zip	02026-6610
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	29
Jurisdiction	DEDHAM MA
Township / Civil Division	DEDHAM
Census Block Group	2
Census Block	2005
Census Tract	402300

Owner

178 Carol Dr is owned and occupied by two individuals who bought it in October 2004.

Source: Norfolk County and Dedham Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	178 CAROL DR, DEDHAM, MA 02026-6610
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE BANK
May 20, 2019	Deed of Trust, Mortgage · Balloon Mortgage HARBORONE BANK
Oct 28, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Jun 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2004 · Amount on File
Deed Sale	Oct 29, 2004 · Amount on File
Prior Sale	Jun 30, 1992 · Amount on File
Deed Document Number	200413200
Deed Book / Page	21712 / 385
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	178 CAROL DR, DEDHAM, MA 02026-6610
Transaction Type	Mortgage
Record Updated	Jan 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0041013-93
Date	Jan 11, 2023
Book Page	41013/93
Instrument	2035

Lender

Name	HARBORONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	301 Months
Due	Feb 1, 2048

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	178 CAROL DR, DEDHAM, MA 02026-6610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36808-229
Date	May 20, 2019
Book Page	36808/229
Instrument	38170

Lender

Name	HARBORONE BANK

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	301 Months
Due	Jun 1, 2044

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	178 CAROL DR, DEDHAM, MA 02026-6610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	37283-147
Date	Oct 28, 2019
Book Page	37283/147
Instrument	98400

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEDHAM MA
Property Address	178 CAROL DR, DEDHAM, MA 02026-6610
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38031-493
Date	Jun 29, 2020
Book Page	38031/493
Instrument	61655

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 178 Carol Dr was $11,047, up 9.1% from the year before.

Source: Norfolk County and Dedham Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
County Subdivision	Dedham Town
Unified School District	Dedham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,047.00 (+9.15%)	$898,100 (+11.98%) Land $407,000 Building $491,100	$900,176 (+11.65%)
2025	$10,121.00 (+3.26%)	$802,000 (+2.28%) Land $376,900 Building $425,100	$806,265 (+3.63%)
2024	$9,801.00 (+4.68%)	$784,100 (+7.53%) Land $347,000 Building $437,100	$778,050
2023	$9,363.00	$729,200 Land $322,000 Building $407,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Carol Dr in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	15 (1978–2014)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Dec 2014 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims Severe Storms And Flooding, Mar 2001 · 2 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Carol Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEDHAM WESTWOOD WATER DIST. serves 41,630 people · EPA ID MA3073000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Carol Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures