178 Beach Rd, Orleans, MA 02653 Property Records

Barnstable County and Orleans Town property record for 178 Beach Rd, Orleans, MA 02653

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,128 sqft · built 1850
Lot Size	1.75 acres (76,568 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Feb 2025)
Tax Bill	$7,258 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12667`

Property Details

APN / Parcel Number

Primary APN	`12667`
Alternative APN	`ORLE M:029.0 B:0083 L:0005.0`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,128 sqft Living Area

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1974
Architectural Style	Historical
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	76,568 sqft (1.75 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	12667
Street Address	178 BEACH RD
City	ORLEANS
State	MA
Zip	02653-2909
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Block	83
Legal Lot Number	5.0
Jurisdiction	ORLEANS MA
Township / Civil Division	ORLEANS
Census Block Group	2
Census Block	2027
Census Tract	10500

Owner

178 Beach Rd is owned and occupied by an individual who bought it in February 2025.

Source: Barnstable County and Orleans Town records, as of October 21, 2026

Owner of Record	Individual Name on File
Mailing Address	178 BEACH RD, ORLEANS, MA 02653-2909
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage NEW FEDERAL MORTGAGE
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit CAPE COD FIVE CENTS SAVINGS BANK
Oct 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAPE COD FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2025 · Amount on File
Deed Sale	Feb 4, 2025 · Amount on File
Prior Sale	Mar 31, 2020 · Amount on File
Deed Document Number	20254764
Deed Book / Page	36813 / 82
Prior Transfer Date	Jan 30, 2025
Prior Transfer Doc	0036813-82
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Recording Date	Sep 28, 2026
Property Address	178 BEACH RD, ORLEANS, MA 02653-2909
Document Number	0000040130
Book / Page	37874 / 316
Instrument Date	Mar 10, 2026
Instrument	202640130
Transaction Type	Mortgage
Record Updated	Oct 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	178 BEACH RD, ORLEANS, MA 02653-2909

Mortgage

Document Number	0000040130,
Date	Sep 28, 2026
Book Page	37874/316
Instrument	202640130

Lender

Name	NEW FEDERAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Property Address	178 BEACH RD, ORLEANS, MA 02653-2909
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34582-129
Date	Oct 19, 2021
Book Page	34582/129
Instrument	68538

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORLEANS MA
Property Address	178 BEACH RD, ORLEANS, MA 02653-2909
Transaction Type	Mortgage
Record Updated	Nov 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	34582-113
Date	Oct 19, 2021
Book Page	34582/113
Instrument	68537

Lender

Name	CAPE COD FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 178 Beach Rd was $7,258, up 8.3% from the year before.

Source: Barnstable County and Orleans Town assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
County Subdivision	Orleans Town
Secondary School District	Nauset School District (06 - 12)
Elementary School District	Orleans School District (KG - 05)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,258.00 (+8.3%)	$1,163,200 (+11.25%) Land $639,600 Building $523,600	$1,279,650
2024	$6,702.00 (+15.91%)	$1,045,600 (+12.66%) Land $592,200 Building $453,400
2023	$5,782.00	$928,100 Land $483,900 Building $444,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 178 Beach Rd in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 35 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	35 in force
Nearby Flood Claims	13 (1991–2018)
Claims Outside the SFHA	9 of 13
Most Recent Claim	Aug 2018 · rainfall accumulation
Claims by Event	Winter Coastal Storm, Dec 1992 · 2 claims Coastal Storm, Oct 1991 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 178 Beach Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORLEANS WATER DEPARTMENT serves 17,460 people · EPA ID MA4224000
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	30 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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