178 Ashmore Cir, Troutman, NC 28166 Property Records

Iredell County property record for 178 Ashmore Cir, Troutman, NC 28166

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,254 sqft · built 2007
Lot Size0.51 acres (22,216 sqft)
Owner2 Individual Names on Record
Last Sale$600,000 (Dec 2022)
Tax Bill$7,244 (2025)
Deeds & MortgagesNov 2024 Line of Credit
Dec 2022 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN4730-75-7768.000

Property Details

APN / Parcel Number

Primary APN4730-75-7768.000
Alternative APNs
  • 80087259
  • 80098479
  • 80099344

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area3,254 sqft Heated Area
Gross Area4,913 sqft
1st Floor Area2,088 sqft
AtticAttic
Attic Area120 sqft
FlooringWood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Exterior MaterialFiber Cement Siding
Foundation TypeFooting
Roof TypeCathedral/Clerestory
Roof MaterialWood Shingle
Lot Area22,216 sqft (0.51 acres)
Lot Width102 ft Width
Garage Area804 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area449 sqft
Patio Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number80099344
Street Address178 ASHMORE CIR
CityTROUTMAN
StateNC
Zip28166-2000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionL122 FALLS COVE-STREAMWOOD PB 52-49 M2
Legal SubdivisionFALLS COVE-STREAMWOOD
Legal Block75
Legal Lot Number122
JurisdictionIREDELL NC
Township / Civil DivisionFALLSTOWN
Census Block Group3
Census Block3040
Census Tract61202

Owner

Source: Iredell County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address178 ASHMORE CIR, TROUTMAN, NC 28166-2000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2024Deed of Trust, Mortgage · Line of Credit
UNITED COMMUNITY BANK
Dec 29, 2022Warranty Deed, Transfer · Conventional Mortgage
NFM INC
Sep 19, 2022Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 29, 2022 · Amount on Record
Deed SaleDec 29, 2022 · Amount on Record
Prior SaleOct 15, 2008 · Amount on Record
Deed Book / Page2967 / 2189
Prior Transfer DateSep 19, 2022
Prior Transfer Doc0029471054
Record UpdatedOct 29, 2026

November 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionIREDELL NC
Property Address178 ASHMORE CIR, TROUTMAN, NC 28166-2000
Transaction TypeMortgage
Record UpdatedDec 5, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0003099658
DateNov 18, 2024
Book Page3099/658
Lender
NameUNITED COMMUNITY BANK
TypeBank
Address1078 BRAWLEY SCHOOL RD, MOORESVILLE, NC 28117
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueOct 25, 2049
Interest
Change FrequencyMonthly

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionIREDELL NC
Recording DateDec 29, 2022
Property Address178 ASHMORE CIR, TROUTMAN, NC 28166-2000
Document Number0029672189
Book / Page2967 / 2189
Map ReferenceMB 52 PG 49
Instrument DateDec 29, 2022
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,200.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1068, STATESVILLE, NC 28687-1068

Transferred To (Grantee/Buyer)

NameVerified Name
Address41 RUTH CT, MIDDLETOWN, NY 10940-5329

Mortgage

Document Number0029672191
DateDec 29, 2022
Book Page2967/2191
Lender
NameNFM INC
TypeMortgage Company
AddressLINTHICUM HEIGHTS, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2053

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionIREDELL NC
Recording DateSep 19, 2022
Property Address178 ASHMORE CIR, TROUTMAN, NC 28166-2000
Document Number0029471054
Book / Page2947 / 1054
Map ReferenceMB 52 PG 49
Instrument DateSep 19, 2022
Transaction TypeTransfer
Record UpdatedDec 5, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1068, STATESVILLE, NC 28687-1068

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
AddressPO BOX 1068, STATESVILLE, NC 28687-1068

Tax Assessment & Valuation

Source: Iredell County assessment roll, as of April 7, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyIredell County
MunicipalityTroutman Town
Unified School DistrictIredell-Statesville Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$653,120 (-) Land $140,000 Building $513,120$653,120 (-) Land $140,000 Building $513,120
2025$7,244.00$653,120 (-) Land $140,000 Building $513,120$653,120 (-) Land $140,000 Building $513,120
2024$7,244.00$653,120 (-) Land $140,000 Building $513,120$653,120 (-) Land $140,000 Building $513,120
2023$7,244.00 (+60.69%)$653,120 (+68.3%) Land $140,000 Building $513,120$653,120 (+68.3%) Land $140,000 Building $513,120
2022$4,508.00$388,060 Land $50,000 Building $338,060$388,060 Land $50,000 Building $338,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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