Hays County property record for 178 Amber Oak Dr, Kyle, TX 78640
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,202 sqft · built 2003 |
| Lot Size | 0.26 acres (11,316 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $288,000 (Oct 2020) |
| Tax Bill | $5,262 (2024) |
| Deeds & Mortgages | Dec 2022 Line of Credit Oct 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 110035000J024002 |
| Primary APN | 110035000J024002 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| Gross Area | 2,793 sqft |
| 1st Floor Area | 1,080 sqft |
| Upper Floors Area | 1,122 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Stone |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,316 sqft (0.26 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R103196 |
|---|---|
| Street Address | 178 AMBER OAK DR |
| City | KYLE |
| State | TX |
| Zip | 78640-5269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | AMBERWOOD PH ONE, BLOCK J, LOT 24 |
| Legal Subdivision | AMBERWOOD PHASE ONE |
| Legal Phase | 1 |
| Legal Block | J |
| Legal Lot Number | 24 |
| Jurisdiction | HAYS TX |
| Township / Civil Division | KYLE-BUDA |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10919 |
178 Amber Oak Dr is owned and occupied by two individuals who bought it in October 2020.
Source: Hays County records, as of August 25, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 178 AMBER OAK DR, KYLE, TX 78640-5269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 6, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Oct 9, 2020 | Vendor's Lien, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on File |
| Deed Sale | Oct 9, 2020 · Amount on File |
| Prior Sale | Aug 26, 2009 |
| Deed Document Number | 202045706 |
| Prior Transfer Date | Oct 4, 2005 |
| Prior Transfer Doc | 0000029955 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAYS TX |
| Property Address | 178 AMBER OAK DR, KYLE, TX 78640-5269 |
| Transaction Type | Mortgage |
| Record Updated | Feb 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 178 AMBER OAK DR, KYLE, TX 78640-5269 |
| Document Number | 0000055513 |
|---|---|
| Date | Dec 6, 2022 |
| Instrument | 22055513 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Nov 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | HAYS TX |
| Recording Date | Oct 9, 2020 |
| Property Address | 178 AMBER OAK DR, KYLE, TX 78640-5269 |
| Document Number | 0000045706 |
| Map Reference | OVL 10 GP 351 |
| Instrument Date | Oct 8, 2020 |
| Instrument | 20045706 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | TEXAS NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 178 AMBER OAK DR, KYLE, TX 78640-5269 |
| Document Number | 0000045707 |
|---|---|
| Date | Oct 9, 2020 |
| Instrument | 20045707 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
Source: Hays County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Hays County |
| Municipality | Kyle City |
| Unified School District | Hays Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $306,330 Land $80,950 Building $225,380 | $306,330 Land $80,950 Building $225,380 | |
| 2024 | $5,262.00 | ||
| 2023 | $285,012 Land $80,950 Building $267,252 | $348,202 Land $80,950 Building $267,252 | |
| 2018 | $5,308.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 178 Amber Oak Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 178 Amber Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 94% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLUM CREEK private · serves 7,065 people · EPA ID TX1050028 |
|---|---|
| Water Source | Purchased surface water from GBRA IH-35 TRANSMISSION MAIN |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Astound Broadband Fiber | 1,500 / 1,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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