178 37th St, Avalon, NJ 08202 Property Records

Cape May County and Avalon Borough property record for 178 37th St, Avalon, NJ 08202

Property Summary

Property Type	Single Family Home
Details	2,561 sqft · built 1989
Lot Size	0.126 acres (5,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$3,500,000 (Nov 2025)
Tax Bill	$10,141 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Oct 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-00037-03-00038`

Property Details

APN / Parcel Number

Primary APN	`01-00037-03-00038`

Interior

Stories	2 Stories
Building Area	2,561 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Construction Type	Frame
Lot Area	5,502 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide

Location & Zoning

Street Address	178 37TH ST
City	AVALON
State	NJ
Zip	08202-1629
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1C
Legal Block	37.3
Legal Lot Number	38
Jurisdiction	CAPE MAY NJ
Township / Civil Division	AVALON
Census Block Group	3
Census Block	3036
Census Tract	20902

Owner

Source: Cape May County and Avalon Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	717 LETORT RD, WASHINGTON BORO, PA 17582-9728
Owner Type	Individual
Vesting	Married Man, Separate Property

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed, Transfer · Conventional Mortgage CITIZENS BANK NA
Oct 29, 2021	Deed, Transfer · Stand-Alone First Mortgage CITIZENS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2025 · Amount on Record
Deed Sale	Nov 13, 2025 · Amount on Record
Prior Sale	Oct 29, 2021 · Amount on Record
Deed Document Number	202581138
Deed Book / Page	4253 / 215
Record Updated	Sep 20, 2026

November 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Nov 13, 2025
Property Address	178 37TH ST, AVALON, NJ 08202-1629
Document Number	0000081138
Book / Page	D4253 / 215
Instrument Date	Oct 30, 2025
Instrument	2025081138
Transaction Type	Transfer
Record Updated	Dec 16, 2025
Title Company	SEABORD TITLE, SEABOARD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,448.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	32 NEW CASTLE WAY, FLEMINGTON, NJ 08822-5786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	717 LETORT RD, WASHINGTON BORO, PA 17582-9728

Mortgage

Document Number	0000081139
Date	Nov 13, 2025
Instrument	2025081139

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	0.05%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2035
Change Frequency	6 Months
Index	Other

October 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CAPE MAY NJ
Recording Date	Oct 29, 2021
Property Address	178 37TH ST, AVALON, NJ 08202-1629
Document Number	0000048040
Book / Page	4018 / 152
Instrument Date	Oct 22, 2021
Instrument	2021048040
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 CASTLE WAY, FLEMINGTON, NJ 08822

Mortgage

Document Number	0000048041
Date	Oct 29, 2021
Instrument	2021048041

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000048042
Date	Oct 29, 2021
Book Page	6478/145
Instrument	2021048042

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Nov 1, 2046

Tax Assessment & Valuation

Source: Cape May County and Avalon Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Cape May County
Municipality	Avalon Borough
Unified School District	Avalon Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,651,700 (-) Land $1,300,000 Building $351,700	$1,651,700 (-) Land $1,300,000 Building $351,700
2025		$1,651,700 (-) Land $1,300,000 Building $351,700	$1,651,700 (-) Land $1,300,000 Building $351,700
2024	$10,141.00 (+8.1%)
2023		$1,651,700 Land $1,300,000 Building $351,700	$1,651,700 Land $1,300,000 Building $351,700
2022	$9,381.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 981 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1,603 units insured incl. 622 condo units
Nearby Flood Claims	547 (1979–2024)
Claims Outside the SFHA	15 of 547
Most Recent Claim	Nov 2024
Claims by Event	Hurricane Sandy, Nov 2012 · 245 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 35 claims Coastal Storms & Flooding, Mar 1984 · 38 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AVALON WATER AND SEWERAGE UTILITIES serves 39,839 people · EPA ID NJ0501001
Water Source	Groundwater
Last State Inspection	Aug 2024
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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