17794 E Fairfield Rd, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 17794 E Fairfield Rd, Mount Vernon, IL 62864

Property Summary

Property Type	Single Family Home
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,500 (May 2026)
Tax Bill	$1,955 (2023)
Deeds & Mortgages	Dec 2014 Line of Credit Jul 2011 Second Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`07-24-278-007`

Property Details

APN / Parcel Number

Primary APN	`07-24-278-007`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Street Address	17794 E FAIRFIELD RD
City	MOUNT VERNON
State	IL
Zip	62864-8014
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHISPERING PINES SUB PHASE 2 LOT 2
Legal Subdivision	WHISPERING PINES SUB
Legal Phase	2
Legal Lot Number	2
Jurisdiction	JEFFERSON IL
Township / Civil Division	MOUNT VERNON
Census Block Group	3
Census Block	3009
Census Tract	50800

Owner

Source: Jefferson County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	15610 LAKEVIEW LN, MOUNT VERNON, IL 62864-8124
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2014	Deed of Trust, Mortgage · Line of Credit PEOPLES NATIONAL BANK NA
Jul 5, 2011	Deed of Trust, Mortgage · Stand-Alone Second Mortgage COMMUNITY FIRST BANK OF THE HEARTLAND
Aug 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST BANK OF THE HEARTLAND
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
May 20, 2026	Warranty Deed, Transfer · Conventional Mortgage DELMAR FINANCIAL COMPANY
Jan 19, 2023	Warranty Deed, Transfer
Mar 2, 2015	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY TRUST BANK
Jun 27, 2011	Joint Tenancy Deed, Transfer · Conventional Mortgage COMMUNITY FIRST BANK OF THE HEARTLA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2026 · Amount on Record
Deed Sale	May 20, 2026 · Amount on Record
Prior Sale	Jan 19, 2023 · Amount on Record
Deed Document Number	20261879
Record Updated	Oct 29, 2026

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	17794 E FAIRFIELD RD, MOUNT VERNON, IL 62864-8014
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201406179
Date	Dec 1, 2014
Instrument	201406179

Lender

Name	PEOPLES NATIONAL BANK NA
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	17794 E FAIRFIELD RD, MOUNT VERNON, IL 62864-8014
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201103700
Date	Jul 5, 2011
Instrument	201103700

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Address	MOUNT VERNON, IL 62864

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	59 Months
Due	Jun 17, 2016

August 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON IL
Property Address	17794 E FAIRFIELD RD, MOUNT VERNON, IL 62864-8014
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201204449
Date	Aug 14, 2012
Instrument	201204449

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2042

Interest

Rate Type	Fixed Rate

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	May 20, 2026
Property Address	17794 E FAIRFIELD RD, MOUNT VERNON, IL 62864-8014
Document Number	0000001879
Instrument Date	May 18, 2026
Instrument	20261879
Transaction Type	Transfer
Record Updated	May 29, 2026
Title Company	ADVOCUS NATIONAL TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,616.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15610 LAKEVIEW LN, MOUNT VERNON, IL 62864-8124

Mortgage

Document Number	0000001880,
Date	May 20, 2026
Instrument	20261880

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	May 20, 2026
Property Address	17794 E FAIRFIELD RD, MOUNT VERNON, IL 62864-8014
Document Number	0202601879
Instrument Date	May 18, 2026
Instrument	20261879
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NATIONAL TITLE NE, ADVOCUS NATIONAL TITLE INSURAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49,616.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	15610 LAKEVIEW LN, MOUNT VERNON, IL 62864-8124

Mortgage

Document Number	0000001880,
Date	May 20, 2026
Instrument	20261880

Lender

Name	DELMAR FINANCIAL COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.63%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jan 19, 2023
Property Address	17794 E FAIRFIELD RD, MOUNT VERNON, IL 62864-8014
Document Number	0202300208
Instrument Date	Jan 18, 2023
Instrument	202300208
Transaction Type	Transfer
Record Updated	Feb 22, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1525 RACHE LN, WATERLOO, IL 62298-5536

March 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON IL
Recording Date	Mar 2, 2015
Property Address	17794 E FAIRFIELD RD, MOUNT VERNON, IL 62864-8014
Document Number	201500863
Map Reference	DOC200007145
Instrument Date	Feb 27, 2015
Instrument	201500863
Transaction Type	Transfer
Record Updated	Jul 13, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$307.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17794 E OLD FAIRFIELD RD, MOUNT VERNON, IL 62864

Mortgage

Document Number	0201500864
Date	Mar 2, 2015
Instrument	201500864

Lender

Name	COMMUNITY TRUST BANK
Type	Bank
Address	62845

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2030

June 2011: Joint Tenancy Deed, Transfer

Document Type	Joint Tenancy Deed
Jurisdiction	JEFFERSON IL
Recording Date	Jun 27, 2011
Property Address	17794 E FAIRFIELD RD, MOUNT VERNON, IL 62864-8014
Document Number	201103588
Map Reference	DOC200007145
Instrument Date	Jun 17, 2011
Instrument	201103588
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$293.25
Amount Accuracy	Rounded by County
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	17794 E FAIRFIELD RD, MOUNT VERNON, IL 62864-8014

Mortgage

Document Number	201103589
Date	Jun 27, 2011
Instrument	201103589

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2041

Mortgage

Document Number	0201103549
Date	Jun 23, 2011
Instrument	201103549

Lender

Name	COMMUNITY FIRST BANK OF THE HEARTLAND
Address	MOUNT VERNON, IL 62864

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 17, 2016

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Jefferson County
County Subdivision	Mount Vernon Township
Secondary School District	Mount Vernon Township High School District 201 (09 - 12)
Elementary School District	Bluford Unit School District 318 (KG-8) in Mount Vernon (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$134,439 (+19.26%) Land $14,177 Building $120,262	$403,317 (+19.26%) Land $42,531 Building $360,786
2024		$112,724 (+23.48%) Land $13,127 Building $99,597	$338,172 (+23.48%) Land $39,381 Building $298,791
2023	$1,955.00 (-65.82%)
2022		$91,286 Land $10,631 Building $80,655	$273,858 Land $31,893 Building $241,965
2021	$5,719.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010
Water Source	Purchased surface water from MOUNT VERNON
Last State Inspection	May 2023
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: ClearWave, GigFire, Wisper ISP.

Cell Coverage

5G (outdoors only) and 4G LTE

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