17785 Borderline Rd, Spiro, OK 74959 Property Records

Le Flore County property record for 17785 Borderline Rd, Spiro, OK 74959

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,809 sqft · built 1989
Lot Size0.05 acres (2,079 sqft)
OwnerIndividual Name on File
Tax Bill$897 (2025)
Deeds & MortgagesAug 2026 Line of Credit
Aug 2021 Second Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20145

Property Details

APN / Parcel Number

Primary APN20145
Alternative APN
  • 0670-00-005-000-0-001-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,809 sqft Living Area
1st Floor Area1,809 sqft

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1993
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,079 sqft (0.05 acres)
Garage TypeCarport
CarportCarport

Exterior Amenities

PorchSlab
Porch Area40 sqft
Patio Area144 sqft
Utility Building264 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number20145
Street Address17785 BORDERLINE RD
CitySPIRO
StateOK
Zip74959-4015
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionWAYSIDE EST BLK 5 LOTS 1 & 2 B1576 P354 B1679 P225
Legal Range26E
Legal Township09N
Legal Section16
Legal SubdivisionWAYSIDE ESTATES
Legal Block5
Legal Lot Number1,2
JurisdictionLE FLORE OK
Township / Civil DivisionSPIRO
Census Block Group2
Census Block2034
Census Tract40303

Owner

17785 Borderline Rd is owned and occupied by an individual.

Source: Le Flore County records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address17785 BORDERLINE RD, SPIRO, OK 74959-4015
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 10, 2026Deed of Trust, Mortgage · Line of Credit
UNITED FEDERAL CREDIT UNION
Aug 9, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
UNITED FCU
Jul 12, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED FCU

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE FLORE OK
Recording DateAug 10, 2026
Property Address17785 BORDERLINE RD, SPIRO, OK 74959-4015
Document Number0000006107
Book / Page2366 / 633
Instrument DateJul 27, 2026
Instrument20266107
Transaction TypeMortgage
Record UpdatedSep 9, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address17785 BORDERLINE RD, SPIRO, OK 74959-4015

Mortgage

Document Number0000006107,
DateAug 10, 2026
Book Page2366/633
Instrument20266107
Lender
NameUNITED FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount on Record
Term180 Months
DueAug 10, 2041
Interest
Max Rate-1%

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE FLORE OK
Property Address17785 BORDERLINE RD, SPIRO, OK 74959-4015
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0021540832
DateAug 9, 2021
Book Page2154/832
Instrument7170
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term119 Months
DueJul 28, 2031

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLE FLORE OK
Property Address17785 BORDERLINE RD, SPIRO, OK 74959-4015
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020080765
DateJul 12, 2017
Book Page2008/0765
Instrument5124
Lender
NameUNITED FCU
TypeCredit Union
AddressSAINT JOSEPH, MI 49085
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term121 Months
DueAug 1, 2027

Tax Assessment & Valuation

The 2025 property tax bill for 17785 Borderline Rd was $897 with a homeowner's exemption.

Source: Le Flore County assessment roll, as of January 16, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyLe Flore County
Unified School DistrictSpiro Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$11,113 (-0.01%) Land $497 Building $10,616$101,035 (-25.28%) Land $4,521 Building $96,514
2025$897.00 Homeowner's exemption$11,114 Land $493 Building $10,621$135,215 Land $6,000 Building $129,215
2023$890.00 Homeowner's exemption$10,790 Land $1,313 Building $9,477$98,093 Land $11,940 Building $86,153

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 17785 Borderline Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 16, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2015–2016)
Most Recent ClaimMay 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17785 Borderline Rd is high, ranking above 84% of the US, with a 1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 84% of the US · above 69% of Oklahoma
Wildfire Likelihood1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSPIRO EAST WATER ASSOCIATION
serves 1,817 people · EPA ID OK3004005
Water SourcePurchased surface water from POTEAU VALLEY IMPROVEMENT AUTHORITY
Last State InspectionAug 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Jul 2025
Haloacetic acids
not recorded as resolved · Jul 2025
Treatment and ProcedureLead service line inventory
currently in violation since Oct 2024
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wave Rural Connect
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
T-Mobile
Fixed Wireless
100 / 20

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