17780 Wayside Bend, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 17780 Wayside Bend, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,603 sqft · built 2018
Lot Size	0.129 acres (5,606 sqft)
Owner	2 Individual Names on Record
Last Sale	$230,000 (Jun 2021)
Tax Bill	$3,649 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jul 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`422632201013`

Property Details

APN / Parcel Number

Primary APN	`422632201013`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,603 sqft Living Area
Gross Area	2,222 sqft
1st Floor Area	1,603 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Cluster
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	5,606 sqft (0.129 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed/Screened Porch
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	17780 WAYSIDE BND
City	PUNTA GORDA
State	FL
Zip	33982-5051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BABCOCK RANCH PHASE 2A LT 509 4259/1803 4323/1700 CD4440/1292 4776/1274 UOT4766/1575
Legal Range	26E
Legal Township	42S
Legal Section	32
Legal Subdivision	BABCOCK RANCH PHASE 2A
Legal Lot Number	509
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17701 WAYSIDE BND, PUNTA GORDA, FL 33982-5052
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage ALLIED FIRST BANK SB
Jul 12, 2021	Deed of Trust, Mortgage JEFFREY L SMITH ETUX
Jun 1, 2021	Warranty Deed, Transfer · Commercial Mortgage SMITH FAMILY TRUST
May 21, 2019	Correction Deed ATTORNEY ONLY
Jun 6, 2018	Grant Deed, Subdivision Related Transfer NORTH AMERICAN TITLE
Dec 1, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on Record
Deed Sale	Jun 1, 2021 · Amount on Record
Prior Sale	Jun 6, 2018 · Amount on Record
Deed Document Number	20212952295
Deed Book / Page	4776 / 1274
Prior Transfer Date	May 20, 2019
Prior Transfer Doc	0044401292
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17780 WAYSIDE BND, PUNTA GORDA, FL 33982-5051
Transaction Type	Mortgage
Record Updated	Mar 24, 2022
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17780 WAYSIDE BND, PUNTA GORDA, FL 33982-5051

Mortgage

Document Number	0049350532
Date	Feb 28, 2022
Book Page	4935/532
Instrument	3065170

Lender

Name	ALLIED FIRST BANK SB
Type	Bank
Address	OSWEGO, IL 60543

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2037

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHARLOTTE FL
Property Address	17780 WAYSIDE BND, PUNTA GORDA, FL 33982-5051
Transaction Type	Mortgage
Record Updated	Feb 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43217 WHITETAIL PATH, BABCOCK RANCH, FL 33982-5061

Mortgage

Document Number	0048020598
Date	Jul 12, 2021
Book Page	4802/598
Instrument	2970356

Lender

Name	JEFFREY L SMITH ETUX
Type	Private Party
Address	43000 BOARDWALK LOOP, PUNTA GORDA, FL 33982

Agreement

Amount	Amount Recorded

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 1, 2021
Property Address	17780 WAYSIDE BND, PUNTA GORDA, FL 33982-5051
Document Number	0047761274
Book / Page	4776 / 1274
Map Reference	MB 22 PG 11
Instrument Date	May 27, 2021
Instrument	2952295
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	NOT AVAILABLE, TITLEWORKS OF SW FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,610.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43000 BOARDWALK LOOP, 43000, PUNTA GORDA, FL 33982-2165

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17780 WAYSIDE BND, BABCOCK RANCH, FL 33982-5051
Investor	Possibly a Property Investor

Mortgage

Document Number	0047761278
Date	Jun 1, 2021
Instrument	4776/1278

Lender

Name	SMITH FAMILY TRUST
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	37 Months
Due	Jul 1, 2024

May 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 21, 2019
Property Address	17780 WAYSIDE BND, PUNTA GORDA, FL 33982-5051
Document Number	0044401292
Book / Page	004440 / 001292
Instrument Date	May 20, 2019
Instrument	2711323
Record Updated	Jun 7, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3301 SUGARLOAF KEY RD PUNTA GORDA FL 339554657, PUNTA GORDA, FL 33955-4657
Investor	Possibly a Property Investor

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jun 6, 2018
Property Address	17780 WAYSIDE BND, PUNTA GORDA, FL 33982-5051
Document Number	0043231700
Book / Page	004323 / 001700
Instrument Date	May 31, 2018
Instrument	2618787
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 1, 2018
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3301 SUGARLOAF KEY RD PUNTA GORDA FL 339554657, PUNTA GORDA, FL 33955-4657
Investor	Possibly a Property Investor

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 1, 2017
Property Address	17780 WAYSIDE BND, PUNTA GORDA, FL 33982-5051
Document Number	0042591803
Book / Page	004259 / 001803
Instrument Date	Nov 27, 2017
Instrument	2569189
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$2,485.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY FORT MYERS FL 339666460, FORT MYERS, FL 33966-6460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,649.00 (-31.6%)	$244,232 (-6.39%) Land $45,156 Building $199,076	$244,232 (-13.9%) Land $45,156 Building $199,076
2024	$5,335.00 (+1.31%)
2023	$5,266.00 (+5.57%) Homeowner's exemption	$260,901 (+3%)	$283,647 (+11.98%) Land $50,000 Building $233,647
2022	$4,988.00 Homeowner's exemption	$253,302 Land $34,000 Building $219,302	$253,302 Land $34,000 Building $219,302

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 64% of Florida
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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