17780 McLaughlin Ct, Morgan Hill, CA 95037 Property Records

Santa Clara County property record for 17780 McLaughlin Ct, Morgan Hill, CA 95037

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,738 sqft · built 2006
Lot Size	0.067 acres (2,924 sqft)
Owner	Individual Name on File
Last Sale	$568,000 (Aug 2014)
Tax Bill	$7,876 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`726-24-038`

Property Details

APN / Parcel Number

Primary APN	`726-24-038`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,738 sqft Living Area
1st Floor Area	775 sqft
2nd Floor Area	963 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	2,924 sqft (0.067 acres)
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	17780 MCLAUGHLIN CT
City	MORGAN HILL
State	CA
Zip	95037-3611
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CC
Legal Description	TRACT 9585 BOOK 779 PAGE 33 PAGE 37 LOT 10
Legal Subdivision	TRACT 9585
Legal Tract	9585
Legal Lot Number	10
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3012
Census Tract	512314

Owner

17780 McLaughlin Ct is owned and occupied by an individual who acquired it in December 2016.

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	17780 MCLAUGHLIN CT, MORGAN HILL, CA 95037-3611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage PRIME CHOICE FUNDING INC
Jan 18, 2017	Intrafamily Transfer, Transfer · ARM CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 2014 · Amount on File
Deed Sale	Aug 1, 2014 · Amount on File
Prior Sale	Apr 8, 2011 · Amount on File
Deed Document Number	201422667900
Last Transfer Date	Dec 21, 2016
Transfer Doc	0023560446
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	17780 MCLAUGHLIN CT, MORGAN HILL, CA 95037-3611
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17780 MCLAUGHLIN CT, MORGAN HILL, CA 95037-3611

Mortgage

Document Number	0024652623
Date	Oct 13, 2020
Instrument	24652623

Lender

Name	PRIME CHOICE FUNDING INC
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

January 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 18, 2017
Property Address	17780 MCLAUGHLIN CT, MORGAN HILL, CA 95037-3611
Document Number	0023560446
Map Reference	MAP779 PG33-37
Instrument Date	Dec 21, 2016
Instrument	23560446
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ADVANTAGE TITLE LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17780 MCLAUGHLIN CT, MORGAN HILL, CA 95037-3611

Mortgage

Document Number	0023560447
Date	Jan 18, 2017
Instrument	23560447

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	Jan 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

Tax Assessment & Valuation

The 2025 property tax bill for 17780 McLaughlin Ct was $7,876.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Morgan Hill City
Unified School District	Morgan Hill Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$696,292 (+2%) Land $313,329 Building $382,963
2025	$7,876.00	$682,640 Land $307,186 Building $375,454
2023	$7,631.00 (+1.71%)	$656,134 Land $295,258 Building $360,876
2022	$7,503.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 17780 McLaughlin Ct in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 102 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	102 in force
Nearby Flood Claims	9 (2002–2019)
Most Recent Claim	Feb 2019 · rainfall accumulation
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17780 McLaughlin Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGAN HILL serves 47,374 people · EPA ID CA4310006
Water Source	Groundwater
Last State Inspection	Oct 2023
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 483 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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