1778 Valleyside Dr, Frederick, MD 21702 Property Records

Frederick County property record for 1778 Valleyside Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,010 sqft · built 1977
Lot Size	0.195 acres (8,508 sqft)
Owner	Individual Name on Record
Last Sale	$345,000 (Sep 2019)
Tax Bill	$6,726 (2023)
Deeds & Mortgages	Oct 2023 Mortgage Apr 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`02-073811`

Property Details

APN / Parcel Number

Primary APN	`02-073811`
Alternative APNs	`2073811` `073811`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,010 sqft Total Area
1st Floor Area	1,050 sqft
Basement Area	300 sqft
Finished Basement	300 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,508 sqft (0.195 acres)
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	073811
Old Parcel Number	2073811
Street Address	1778 VALLEYSIDE DR
City	FREDERICK
State	MD
Zip	21702-3046
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R8
Legal Description	LT 120 SECT 2 PLAT 6 8505 SQ FT AMBER MEADOWS
Legal Subdivision	AMBER MEADOWS
Legal Lot Number	120
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2005
Census Tract	750701

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1778 VALLEYSIDE DR, FREDERICK, MD 21702-3046
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2023	Deed of Trust, Mortgage MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Apr 19, 2021	Deed of Trust, Mortgage · VA Mortgage COMMERCE HOME MORTGAGE LLC
Aug 13, 2020	Deed of Trust, Mortgage · VA Mortgage COMMERCE HOME MORTGAGE LLC
Sep 11, 2019	Deed, Transfer · VA Mortgage CITYWORTH MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 11, 2019 · Amount on Record
Deed Sale	Sep 11, 2019 · Amount on Record
Deed Document Number	0013206143
Deed Book / Page	13206 / 143
Record Updated	Jun 7, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1778 VALLEYSIDE DR, FREDERICK, MD 21702-3046
Transaction Type	Mortgage
Record Updated	Nov 1, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0166370326
Date	Oct 17, 2023
Book Page	16637/326

Lender

Name	MARYLAND DEPT OF HOUSING & COMMUNITY DEV
Type	Government Agency
Address	LANHAM, MD 20706

Agreement

Amount	Amount Recorded

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1778 VALLEYSIDE DR, FREDERICK, MD 21702-3046
Transaction Type	Mortgage
Record Updated	May 19, 2021
Title Company	ARMOUR SETTLEMENT SERVICES LLC, ARMOUR SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 VALLEYSIDE DR, FREDERICK, MD 21702-3046

Mortgage

Document Number	0147870489
Date	Apr 19, 2021
Book Page	14787/489

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	1778 VALLEYSIDE DR, FREDERICK, MD 21702-3046
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ARMOUOR SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139770024
Date	Aug 13, 2020
Book Page	13977/24

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company
Address	IRVINE, CA 92606

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jul 1, 2050

September 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Sep 11, 2019
Property Address	1778 VALLEYSIDE DR, FREDERICK, MD 21702-3046
Document Number	0132060143
Book / Page	13206 / 0143
Map Reference	MB 14 FO 45
Instrument Date	Jul 26, 2019
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CLA TITLE & ESCROW

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,725.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1778 VALLEYSIDE DR, FREDERICK, MD 21702-3046

Mortgage

Document Number	132060150
Date	Sep 11, 2019
Instrument	13206/0150

Lender

Name	CITYWORTH MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$6,726.00	$369,300	$447,900 Land $120,200 Building $327,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 506 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Glo Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Valleyside Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures