1778 N Mooneys Pt, Hernando, FL 34442 Property Records

Citrus County property record for 1778 N Mooneys Pt, Hernando, FL 34442

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,246 sqft · built 2005
Lot Size	0.487 acres (21,225 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Apr 2021)
Tax Bill	$1,149 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2718S19E00201063`

Property Details

APN / Parcel Number

Primary APN	`2718S19E00201063`
Alternative APNs	`19E-18S-27-0020-106.3` `1622913`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,246 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Subfloor

Exterior

Year Built	Built 2005
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,225 sqft (0.487 acres)
Lot Dimensions	132 ft deep x 159 ft wide
Garage Area	288 sqft
Patio Area	442 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	1622913
Old Parcel Number	2718S19E00201063
Street Address	1778 N MOONEYS PT
City	HERNANDO
State	FL
Zip	34442-4922
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MDRMH MED DENSITY RESIDEN
Legal Description	HERCALA ACRES UNIT 2 W1/2 OF S1/2 OF N1/2 MORE PARTICULALY W 132FT OF S 158.75FT OF N 317.50 FT OF LOT 106 PB 8 PG 16 WITH E
Legal Range	19E
Legal Township	18S
Legal Section	28
Legal Subdivision	HERCALA ACRES UNIT 2
Legal Lot Number	106
Legal Unit	2
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2010
Census Tract	450705

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	1778 N MOONEYS PT, HERNANDO, FL 34442-4922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage · Line of Credit CAPITAL CITY BANK
Apr 1, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 1, 2021 · Amount on Record
Deed Sale	Apr 1, 2021 · Amount on Record
Prior Sale	Jan 20, 2006 · Amount on Record
Deed Document Number	2021021082
Deed Book / Page	3150 / 272
Record Updated	Jun 8, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	1778 N MOONEYS PT, HERNANDO, FL 34442-4922
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 N MOONEYS PT, HERNANDO, FL 34442-4922

Mortgage

Document Number	0033001284
Date	Jul 7, 2022
Book Page	3300/1284
Instrument	2022048124

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	239 Months
Due	Jun 10, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Apr 1, 2021
Property Address	1778 N MOONEYS PT, HERNANDO, FL 34442-4922
Document Number	0031500272
Book / Page	3150 / 272
Map Reference	MB 8 PG 16-18
Instrument Date	Mar 24, 2021
Instrument	2021021082
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$665.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1778 N MOONEYS PT, 1778, HERNANDO, FL 34442-4922

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 N MOONEYS PT, HERNANDO, FL 34442-4922

Mortgage

Document Number	3150274
Date	Apr 1, 2021
Instrument	3150/274

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,149.00 (+7.99%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$130,329 (+7.86%) Land $14,310 Building $116,019	$130,329 (+7.86%) Land $14,310 Building $116,019
2024	$1,064.00 (+3.6%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$120,834 (+2.44%) Land $8,430 Building $112,404	$120,834 (+2.44%) Land $8,430 Building $112,404
2023	$1,027.00 (+0.29%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$117,951 (+17.34%) Land $8,430 Building $109,521	$117,951 (+17.34%) Land $8,430 Building $109,521
2022	$1,024.00 Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption	$100,524 Land $7,590 Building $92,934	$100,524 Land $7,590 Building $92,934

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 98 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

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