1778 Dillard Rd, Pontotoc, MS 38863 Property Records

Pontotoc County property record for 1778 Dillard Rd, Pontotoc, MS 38863

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,210 sqft · built 2019
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Tax Bill	$2,667 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`143-08-000-010.04`

Property Details

APN / Parcel Number

Primary APN	`143-08-000-010.04`
Alternative APN	`24358`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	2,210 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Exterior Material	Fiber Cement Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	261,360 sqft (6 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	24358
Street Address	1778 DILLARD RD
City	PONTOTOC
State	MS
Zip	38863-7626
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	6 AC SW1/4 20181677 4/30/18 20181906 5/17/18 662 213 2667
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	1
Census Block	1074
Census Tract	950102

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1778 DILLARD RD, PONTOTOC, MS 38863-7626
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2023	Deed of Trust, Mortgage COMMUNITY BANK OF MISSISSIPPI
Sep 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BANK OF MISSISSIPPI
Sep 25, 2019	Deed of Trust, Mortgage · Line of Credit COMMUNITY BANK OF MISSISSIPPI
Jul 16, 2018	Deed of Trust, Mortgage · Construction Mortgage COMMUNITY BANK OF MISSISSIPPI

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1778 DILLARD RD, PONTOTOC, MS 38863-7626
Transaction Type	Mortgage
Record Updated	Oct 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 DILLARD RD, PONTOTOC, MS 38863-7626

Mortgage

Document Number	2023003830
Date	Sep 6, 2023
Instrument	2023003830

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Sep 12, 2038

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1778 DILLARD RD, PONTOTOC, MS 38863-7626
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1884 DILLARD RD, PONTOTOC, MS 38863-7686

Mortgage

Document Number	2019003323
Date	Sep 5, 2019
Instrument	2019003323

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2049

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1778 DILLARD RD, PONTOTOC, MS 38863-7626
Transaction Type	Mortgage
Record Updated	Feb 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1778 DILLARD RD, PONTOTOC, MS 38863-7626

Mortgage

Document Number	2019003568
Date	Sep 25, 2019
Instrument	2019003568

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2029

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	1778 DILLARD RD, PONTOTOC, MS 38863-7626
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1884 DILLARD RD, PONTOTOC, MS 38863-7686

Mortgage

Document Number	2018002621
Date	Jul 16, 2018
Instrument	2018002621

Lender

Name	COMMUNITY BANK OF MISSISSIPPI
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 1, 2019

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,667.00 Homeowner's exemption	$20,866 (-)	$208,664 (-) Land $16,050 Building $192,614
2023	$2,667.00 Homeowner's exemption	$20,866	$208,664 Land $16,050 Building $192,614

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 55% of Mississippi
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Tombigbee Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: T-Mobile.

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