1778 Caprice Ct, O Fallon, IL 62269 Property Records

St. Clair County property record for 1778 Caprice Ct, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,156 sqft · built 2003
Lot Size	1.02 acres (44,431 sqft)
Owner	2 Individual Names on File
Last Sale	$736,000 (Jun 2023)
Tax Bill	$13,539 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Sep 2019 Mortgage + 2 more
APN	`04-06-0-405-008`

Property Details

APN / Parcel Number

Primary APN	`04-06-0-405-008`

Interior

Full Baths	5 Baths
Stories	1 Story
Building Area	2,156 sqft Living Area
Basement Area	1,790 sqft
Finished Basement	1,790 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Combination
Construction Type	Frame
Lot Area	44,431 sqft (1.02 acres)
Garage Area	792 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	722 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1778 CAPRICE CT
City	O FALLON
State	IL
Zip	62269-6328
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITTE FARMS EST PHASE 2 LOT/SEC-41 A02785108
Legal Subdivision	WITTE FARMS EST
Legal Phase	2
Legal Block	405
Legal Lot Number	41
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1008
Census Tract	504355

Owner

1778 Caprice Ct is owned and occupied by two individuals who bought it in June 2023.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1778 CAPRICE CT, O FALLON, IL 62269-6328
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Sep 4, 2019	Deed of Trust, Mortgage · Conventional Mortgage ANHEUSER BUSCH EMPS CU
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage CMG FIN'L
Apr 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Apr 27, 2017 · Amount on File
Deed Document Number	20232785108
Record Updated	Oct 29, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Jun 29, 2023
Property Address	1778 CAPRICE CT, O FALLON, IL 62269-6328
Document Number	0A02785108
Map Reference	DOC A01719766
Instrument Date	Jun 21, 2023
Instrument	A02785108
Transaction Type	Transfer
Record Updated	Jul 20, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$736.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1778 CAPRICE CT, O FALLON, IL 62269-6328

Mortgage

Document Number	0A02785109
Date	Jun 29, 2023
Instrument	A02785109

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1778 CAPRICE CT, O FALLON, IL 62269-6328
Document Number	00A2625550
Instrument Date	Sep 4, 2019
Transaction Type	Mortgage
Record Updated	Sep 18, 2019
Title Company	NATIONWIDE TITLE CLEARING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1778 CAPRICE CT O FALLON IL 622696328, O FALLON, IL 62269-6328

Mortgage

Document Number	00A2625550
Date	Sep 9, 2019
Instrument	2625550

Lender

Name	ANHEUSER BUSCH EMPS CU
Type	Credit Union
Address	SAINT LOUIS, MO 63118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 8, 2044

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1778 CAPRICE CT, O FALLON, IL 62269-6328
Document Number	00A2625372
Instrument Date	Aug 30, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1778 CAPRICE CT O FALLON IL 622696328, O FALLON, IL 62269-6328

Mortgage

Document Number	00A2625372
Date	Sep 6, 2019
Instrument	2625372

Lender

Name	CMG FIN'L
Type	Funding / Finance Company
Address	SAN RAMON, CA 94583-1382

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 5, 2034

Interest

Rate	2.87%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1778 CAPRICE CT, O FALLON, IL 62269-6328
Document Number	00A2534949
Instrument Date	Apr 26, 2017
Transaction Type	Mortgage
Record Updated	May 12, 2017
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1778 CAPRICE CT O FALLON IL 622696328, O FALLON, IL 62269-6328

Mortgage

Document Number	00A2534949
Date	Apr 27, 2017
Instrument	2534949

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Apr 26, 2037

Interest

Rate	3.62%

Tax Assessment & Valuation

The 2025 property tax bill for 1778 Caprice Ct was $13,539.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,539.00	$187,826 Land $27,086 Building $160,740	$563,478 Land $81,258 Building $482,220
2022		$137,534 (+30.99%) Land $20,162 Building $117,372	$412,602 (+30.99%) Land $60,486 Building $352,116
2021	$7,859.00 Homeowner's exemption	$104,994 Land $17,788 Building $87,206	$314,982 Land $53,364 Building $261,618

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1778 Caprice Ct; there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1778 Caprice Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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