1777 Tomes Rd, Lincolnton, NC 28092 Property Records

Lincoln County property record for 1777 Tomes Rd, Lincolnton, NC 28092

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,838 sqft · built 2008
Lot Size0.816 acres (35,545 sqft)
OwnerIndividual Name on Record
Tax Bill$2,392 (2026)
Deeds & MortgagesDec 2018 Line of Credit
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN3644-57-5501

Property Details

APN / Parcel Number

Primary APN3644-57-5501
Alternative APNs
  • 364407575501
  • 218497
  • 28922

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,838 sqft Living Area

Exterior

Year BuiltBuilt 2008
Effective Year BuiltEffective 2008
Architectural StyleCustom Design
Lot Area35,545 sqft (0.816 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump

Location & Zoning

Account Number218497
Street Address1777 TOMES RD
CityLINCOLNTON
StateNC
Zip28092-8511
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-S
Legal Description#7 LINEBRGR LT 1003
Legal Lot Number1003
JurisdictionLINCOLN NC
Township / Civil DivisionIRONTON
Census Block Group1
Census Block1000
Census Tract70202

Owner

Source: Lincoln County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address1777 TOMES RD, LINCOLNTON, NC 28092-8511
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 13, 2018Deed of Trust, Mortgage · Line of Credit
FIRST FSB/LINCOLNTON
Dec 5, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 15, 2018
Transfer Doc27850348
Record UpdatedOct 29, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLINCOLN NC
Property Address1777 TOMES RD, LINCOLNTON, NC 28092-8511
Document Number2787658
Instrument DateDec 13, 2018
Transaction TypeMortgage
Record UpdatedDec 31, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address1777 TOMES RD LINCOLNTON NC 280928511, LINCOLNTON, NC 28092-8511

Mortgage

Document Number2787658
DateDec 18, 2018
Book Page002787/000658
Instrument586813
Lender
NameFIRST FSB/LINCOLNTON
TypeFederal Savings Bank
AddressLINCOLNTON, NC 28092-3398
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueDec 17, 2033
Interest
Rate TypeAdjustable Rate

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLINCOLN NC
Recording DateDec 5, 2018
Property Address1777 TOMES RD, LINCOLNTON, NC 28092-8511
Document Number2785348
Book / Page002785 / 000348
Instrument DateNov 15, 2018
Instrument586312
Transaction TypeTransfer
Record UpdatedDec 14, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$26.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1777 TOMES RD LINCOLNTON NC 280928511, LINCOLNTON, NC 28092-8511

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyLincoln County
Unified School DistrictLincoln County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,392.00$360,970 (-) Land $24,000 Building $336,970$360,970 (-) Land $24,000 Building $336,970
2025$2,392.00 (+0.84%)$360,970 (-) Land $24,000 Building $336,970$360,970 (-) Land $24,000 Building $336,970
2023$2,372.00$360,970 Land $24,000 Building $336,970$360,970 Land $24,000 Building $336,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLINCOLN COUNTY WTP
serves 49,693 people · EPA ID NC0155035
Water SourceSurface water
Last State InspectionNov 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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