1777 A St, Lapeer, MI 48446 Property Records

Lapeer County property record for 1777 A St, Lapeer, MI 48446

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,040 sqft · built 1900
Lot Size	2.06 acres (89,864 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,933 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Dec 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`L20-93-203-040-00`

Property Details

APN / Parcel Number

Primary APN	`L20-93-203-040-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,040 sqft Living Area
1st Floor Area	1,166 sqft
Basement Area	1,166 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	89,864 sqft (2.06 acres)
Lot Dimensions	305 ft deep x 120 ft wide
Garage Area	1,324 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1777 A ST
City	LAPEER
State	MI
Zip	48446-1701
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2 1 FM
Legal Description	CITY OF LAPEER, T7N, R10E, SEC 6, BEG S8740'49W 380 FT ALG SEC LN & S0212'20E 293 FT FRM NE SEC COR, TH S87*40'49W 85 FT;
Legal Range	10E
Legal Township	07N
Legal Section	06
Jurisdiction	LAPEER MI
Township / Civil Division	LAPEER
Census Block Group	2
Census Block	2000
Census Tract	337000

Owner

1777 A St is owned and occupied by two individuals.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1777 A ST, LAPEER, MI 48446-1701
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Dec 13, 2019	Deed of Trust, Mortgage · Line of Credit CHEMICAL BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Recording Date	Apr 21, 2026
Property Address	1777 A ST, LAPEER, MI 48446-1701
Document Number	3515000915
Book / Page	3515 / 915
Instrument Date	Apr 14, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1777 A ST, LAPEER, MI 48446-1701

Mortgage

Document Number	3515000915,
Date	Apr 21, 2026
Book Page	3515/915

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	1777 A ST, LAPEER, MI 48446-1701
Document Number	0030680953
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 30, 2020
Title Company	DEVON TITLE COMPANY, DEVON TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1777 A ST LAPEER MI 484461701, LAPEER, MI 48446-1701

Mortgage

Document Number	0030680953
Date	Dec 19, 2019
Book Page	003068/000953

Lender

Name	CHEMICAL BK
Type	Bank
Address	SIOUX FALLS, SD 51706

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1777 A St was $1,933 with a homeowner's exemption.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
Municipality	Lapeer City
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$126,900 (-1.48%)	$253,800 (-1.48%)
2025	$1,933.00 Homeowner's exemption	$128,800	$257,600
2023		$108,500	$217,000
2022	$1,683.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1777 A St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1981–1982)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Mar 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1777 A St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAPEER serves 9,023 people · EPA ID MI0003780
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2023
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

Nearby Properties on A St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures