17764 W Eugene Ter, Surprise, AZ 85388 Property Records

Maricopa County property record for 17764 W Eugene Ter, Surprise, AZ 85388

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,892 sqft · built 2008
Lot Size	0.155 acres (6,766 sqft)
Owner	2 Individual Names on Record
Last Sale	$201,604 (Apr 2008)
Tax Bill	$1,550 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`502-05-309`

Property Details

APN / Parcel Number

Primary APN	`502-05-309`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,892 sqft Living Area
1st Floor Area	1,892 sqft

Exterior

Year Built	Built 2008
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,766 sqft (0.155 acres)
Parking Spaces	2 Parking Spaces
Patio Area	174 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	17764 W EUGENE TER
City	SURPRISE
State	AZ
Zip	85388-5050
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PAD
Legal Description	SARAH ANN RANCH UNIT 1 MCR 812-49
Legal Range	02W
Legal Township	03N
Legal Section	14
Legal Quarter	NW
Quarter-Quarter Section	NW
Legal Subdivision	SARAH ANN RANCH UNIT 1
Legal Lot Number	530
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	5
Census Block	5003
Census Tract	61031

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	17764 W EUGENE TER, SURPRISE, AZ 85388-5050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 13, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
May 5, 2022	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 7, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 18, 2008 · Amount on Record
Deed Sale	Apr 18, 2008 · Amount on Record
Prior Sale	Apr 18, 2008
Deed Document Number	0000346539
Last Transfer Date	Feb 7, 2017
Transfer Doc	0000093024
Record Updated	Jun 8, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	17764 W EUGENE TER, SURPRISE, AZ 85388-5050
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17764 W EUGENE TER, SURPRISE, AZ 85388-5050

Mortgage

Document Number	0000134341
Date	Mar 9, 2026
Instrument	20260134341

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Type Change Date	Jul 1, 2031
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	5.25%
Index	1-Year CMT
Max Rate	5%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	17764 W EUGENE TER, SURPRISE, AZ 85388-5050
Transaction Type	Mortgage
Record Updated	Oct 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17764 W EUGENE TER, SURPRISE, AZ 85388-5050

Mortgage

Document Number	0000533654
Date	Oct 13, 2023
Instrument	20230533654

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	17764 W EUGENE TER, SURPRISE, AZ 85388-5050
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17764 W EUGENE TER, SURPRISE, AZ 85388-5050

Mortgage

Document Number	0000396259
Date	May 5, 2022
Instrument	20220396259

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Feb 7, 2017
Property Address	17764 W EUGENE TER, SURPRISE, AZ 85388-5050
Document Number	0000093024
Instrument Date	Feb 3, 2017
Instrument	93024
Transaction Type	Transfer
Record Updated	Feb 14, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	17764 W EUGENE TER SURPRISE AZ 853885050, SURPRISE, AZ 85388-5050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Surprise City
Unified School District	Dysart Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,070 (-7.32%)	$340,700 (-7.32%) Land $68,100 Building $272,600
2025	$1,550.00 (+5.16%)
2024		$36,760	$367,600 Land $73,500 Building $294,100
2023	$1,474.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 74% of Arizona
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EPCOR - AGUA FRIA private · serves 128,040 people · EPA ID AZ0407695
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025 Corrosion control Jan 2022
Monitoring and Reporting	32 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 639 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wyyerd Connect Fiber	10,000 / 10,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

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