1776 River Ridge Dr, Spring Valley, OH 45370 Property Records

Greene County property record for 1776 River Ridge Dr, Spring Valley, OH 45370

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,492 sqft · built 1998
Lot Size	2.11 acres (91,999 sqft)
Owner	Individual Name on File
Last Sale	$480,000 (Jul 2015)
Tax Bill	$12,710 (2025)
Deeds & Mortgages	Jan 2021 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`L322025055`

Property Details

APN / Parcel Number

Primary APN	`L322025055`
Alternative APN	`L32-0002-0025.0-0055.00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,492 sqft Living Area
1st Floor Area	1,487 sqft
Basement Area	967 sqft
Finished Basement	967 sqft
Family Room	Family Room

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Lot Area	91,999 sqft (2.11 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1776 RIVER RIDGE DR
City	SPRING VALLEY
State	OH
Zip	45370-9777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER RIDGE ESTATES SEC 2 LOT 23 RIVER RIDGE DR
Legal Subdivision	RIVER RIDGE ESTATES
Legal Lot Number	23
Jurisdiction	GREENE OH
Township / Civil Division	SUGARCREEK
Census Block Group	3
Census Block	3016
Census Tract	220102

Owner

1776 River Ridge Dr is owned and occupied by an individual who bought it in July 2015.

Source: Greene County records, as of July 21, 2026

Owner of Record	Individual Name on File
Mailing Address	1776 RIVER RIDGE DR, SPRING VALLEY, OH 45370-9777
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Line of Credit FIRST FIN'L BK&TR
Apr 20, 2020	Deed of Trust, Mortgage · Conventional with PMI UNION SVGS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 28, 2015 · Amount on File
Deed Sale	Jul 28, 2015 · Amount on File
Prior Sale	Oct 21, 1997 · Amount on File
Deed Document Number	201512133
Deed Book / Page	3626 / 24
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1776 RIVER RIDGE DR, SPRING VALLEY, OH 45370-9777
Document Number	0000002062
Instrument Date	Jan 8, 2021
Transaction Type	Mortgage
Record Updated	Feb 25, 2021
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1776 RIVER RIDGE DR SPRING VALLEY OH 453709777, SPRING VALLEY, OH 45370-9777

Mortgage

Document Number	0000002062
Date	Jan 27, 2021
Instrument	2062

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jan 26, 2046

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Property Address	1776 RIVER RIDGE DR, SPRING VALLEY, OH 45370-9777
Document Number	0000007400
Instrument Date	Apr 20, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1776 RIVER RIDGE DR SPRING VALLEY OH 453709777, SPRING VALLEY, OH 45370-9777

Mortgage

Document Number	0000007400
Date	Apr 29, 2020
Instrument	7400

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	180 Months
Due	Apr 28, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1776 River Ridge Dr was $12,710, up 1.3% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Sugarcreek Township
Unified School District	Bellbrook-Sugarcreek Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,710.00 (+1.33%)	$226,820 (-) Land $30,800 Building $196,020
2024	$12,543.00 (-0.36%)	$226,820 (-) Land $30,800 Building $196,020
2023	$12,588.00 (-0.17%)	$226,820 (+20.93%) Land $30,800 Building $196,020	$648,070 Land $88,010 Building $560,060
2022	$12,610.00	$187,560 Land $30,800 Building $156,760
2020			$535,890 Land $88,010 Building $447,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1776 River Ridge Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1776 River Ridge Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on River Ridge Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures