1776 Ray St, Liberty, MO 64068 Property Records

Clay County property record for 1776 Ray St, Liberty, MO 64068

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 944 sqft · built 1996
Lot Size0.239 acres (10,454 sqft)
Owner2 Individual Names on Record
Tax Bill$3,216 (2023)
Deeds & MortgagesDec 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN15-409-00-07-021-00

Property Details

APN / Parcel Number

Primary APN15-409-00-07-021-00
Alternative APNs
  • 1540900070210001
  • 251961

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures11 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area944 sqft Total Area
1st Floor Area636 sqft
Basement Area636 sqft
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Architectural StyleTraditional
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions150 ft deep x 70 ft wide
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Deck Area288 sqft
Patio Area288 sqft
Utility Building140 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Old Parcel Number1540900070210001
Street Address1776 RAY ST
CityLIBERTY
StateMO
Zip64068-2687
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOLT ESTATES 6TH PLAT LT 21
Legal Range31
Legal Township51
Legal Section18
Legal SubdivisionHOLT ESTATES 6TH
Legal Lot Number21
JurisdictionCLAY MO
Township / Civil DivisionLIBERTY
Census Block Group3
Census Block3000
Census Tract22301

Owner

Source: Clay County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1776 RAY ST, LIBERTY, MO 64068-2687
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 4, 2004
Deed SaleMar 4, 2004
Deed Document Number2003399ROW
Deed Book / Page4287 / 900
Prior Transfer DateAug 15, 2003
Prior Transfer DocS16084
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address1776 RAY ST, LIBERTY, MO 64068-2687
Document Number0000000143
Instrument DateDec 21, 2019
Transaction TypeMortgage
Record UpdatedJan 20, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1776 RAY ST LIBERTY MO 640682687, LIBERTY, MO 64068-2687

Mortgage

Document Number0000000143
DateJan 2, 2020
Book Page008579/000145
Instrument143
Lender
NameBANK MIDWEST
TypeBank
AddressMARYVILLE, MO 64468
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Clay County assessment roll, as of May 31, 2025

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalityLiberty City
Unified School DistrictLiberty 53 School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$44,730 (+8.78%)$235,421 (+8.78%)
2023$3,216.00 (+19.78%)$41,120$216,421
2019$2,685.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 10, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 78% of Missouri
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLIBERTY PWS
serves 30,800 people · EPA ID MO1010466
Water SourceGroundwater
Last State InspectionOct 2024
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting23
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 428 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Wisper ISP
Fixed Wireless
200 / 25
T-Mobile
Fixed Wireless
100 / 20

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