1776 E Chase Ave, #78, El Cajon, CA 92020 Property Records

San Diego County property record for 1776 E Chase Ave, #78, El Cajon, CA 92020

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 3,564 sqft · built 1976
Lot Size0.58 acres (25,265 sqft)
Owner2 Company Names on Record
Last Sale$432,500 (Nov 2002)
Tax Bill$10,785 (2025)
Deeds & MortgagesDec 2018 Line of Credit
Sep 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN498-310-40-00

Property Details

APN / Parcel Number

Primary APN498-310-40-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area3,564 sqft Living Area

Exterior

Year BuiltBuilt 1976
Effective Year BuiltEffective 1976
Lot Area25,265 sqft (0.58 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address1776 E CHASE AVE, 78
CityEL CAJON
StateCA
Zip92020-8304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionSEC 24-16-1W NE 1/4 DOC8106REC69 IN
Legal Range01W
Legal Township16
Legal Section24
Legal Block1
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group1
Census Block1010
Census Tract15408

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1778 E CHASE AVE, EL CAJON, CA 92020-8304
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Dec 28, 2018Deed of Trust, Mortgage · Line of Credit
POINT LOMA CU
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 21, 2002 · Amount on Record
Deed SaleNov 21, 2002 · Amount on Record
Deed Document Number20021046357
Last Transfer DateMay 31, 2024
Transfer Doc0000160275
Record UpdatedSep 20, 2026

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1776 E CHASE AVE # 78, 78, EL CAJON, CA 92020-8304
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1778 E CHASE AVE, EL CAJON, CA 92020-8304

Mortgage

Document Number0000530557
DateDec 28, 2018
Instrument2018-0530557
Lender
NamePOINT LOMA CU
TypeCredit Union
AddressSAN DIEGO, CA 92123
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueDec 24, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address1776 E CHASE AVE # 78, 78, EL CAJON, CA 92020-8304
Transaction TypeMortgage
Record UpdatedAug 24, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1778 E CHASE AVE, EL CAJON, CA 92020-8304

Mortgage

Document Number0000578871
DateSep 29, 2020
Instrument2020-0578871
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$941,434 (+2%) Land $324,578 Building $616,856
2025$10,785.00 (+2.15%) Homeowner's exemption$922,975 (+4.04%) Land $318,214 Building $604,761
2023$10,558.00 (+1.6%) Homeowner's exemption$887,136 Land $305,858 Building $581,278
2022$10,392.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 97% of California
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOTAY WATER DISTRICT
serves 242,155 people · EPA ID CA3710034
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2026
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
AT&T
DSL
100 / 20

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