Indian River County property record for 1776 Cedar Ln, Vero Beach, FL 32963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,377 sqft · built 1987 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $750,000 (Dec 2017) |
| Tax Bill | $9,761 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-40-16-00007-0003-00004.0 |
| Primary APN | 33-40-16-00007-0003-00004.0 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 3,377 sqft Living Area |
| 1st Floor Area | 3,377 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Wood Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Lot Dimensions | 127 ft deep x 115 ft wide |
| Garage Area | 528 sqft |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Pool Area | 336 sqft |
| Porch | Open Porch |
| Porch Area | 192 sqft |
| Patio Area | 584 sqft |
| Fence | Fence |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 95850 |
|---|---|
| Street Address | 1776 CEDAR LN |
| City | VERO BEACH |
| State | FL |
| Zip | 32963-2621 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-3 |
| Legal Description | SEAGROVE SUBDIVISION UNIT 2 BLK C LOT 4 PBI 9-100 |
| Legal Range | 40 |
| Legal Township | 33 |
| Legal Section | 16 |
| Legal Subdivision | SEAGROVE SUBDIVISION UNIT 2 |
| Legal Block | C |
| Legal Lot Number | 4 |
| Legal Unit | 2 |
| Jurisdiction | INDIAN RIVER FL |
| Township / Civil Division | VERO BEACH |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 50508 |
1776 Cedar Ln is owned and occupied by two individuals who acquired it in December 2017.
Source: Indian River County records, as of March 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1776 CEDAR LN, VERO BEACH, FL 32963-2621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 19, 2017 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2017 · Amount on File |
| Deed Sale | Dec 15, 2017 · Amount on File |
| Prior Sale | Oct 27, 2008 · Amount on File |
| Deed Document Number | 0003079317 |
| Deed Book / Page | 3079 / 317 |
| Last Transfer Date | Dec 19, 2017 |
| Transfer Doc | 0030790317 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Property Address | 1776 CEDAR LN, VERO BEACH, FL 32963-2621 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1776 CEDAR LN, VERO BEACH, FL 32963-2621 |
| Document Number | 0035841769 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 3584/1769 |
| Instrument | 3120220067858 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INDIAN RIVER FL |
| Recording Date | Dec 19, 2017 |
| Property Address | 1776 CEDAR LN, VERO BEACH, FL 32963-2621 |
| Document Number | 0030790317 |
| Book / Page | 003079 / 000317 |
| Instrument Date | Dec 15, 2017 |
| Instrument | 73013 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2018 |
| Title Company | OCEANSIDE TITLE AND ESCROW |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,250.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 517 BOUGAINVILLEA LN VERO BEACH FL 329631835, VERO BEACH, FL 32963-1835 |
| Document Number | 30790322 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 003079/000322 |
| Instrument | 73016 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 18, 2047 |
The 2025 property tax bill for 1776 Cedar Ln was $9,761.
Source: Indian River County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Indian River County |
| Unified School District | Indian River County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,761.00 | $708,689 | $1,090,102 Land $444,488 Building $645,614 |
| 2023 | $8,911.00 (+2.41%) | $668,656 (+3%) | $1,006,564 (+20.32%) Land $408,929 Building $597,635 |
| 2022 | $8,701.00 | $649,181 | $836,557 Land $408,929 Building $427,628 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1776 Cedar Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 310 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 406 units insured incl. 96 condo units |
| Nearby Flood Claims | 3 (2004–2022) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1776 Cedar Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 5 ppb (2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 29 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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