1776 43rd Ave, Vero Beach, FL 32960 Property Records

Indian River County property record for 1776 43rd Ave, Vero Beach, FL 32960

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,162 sqft · built 1957
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Jul 1999)
Tax Bill	$301 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`33-39-03-00028-0001-00001.0`

Property Details

APN / Parcel Number

Primary APN	`33-39-03-00028-0001-00001.0`
Alternative APN	`68635`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,162 sqft Living Area
Gross Area	2,787 sqft
1st Floor Area	2,162 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1987
Architectural Style	Custom Design
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	17,860 sqft (0.41 acres)
Lot Dimensions	148 ft deep x 120 ft wide
View / Lot	Interior
Garage Type	Attached
Garage Area	625 sqft
Driveway	Brick Driveway
Driveway Area	3,180 sqft
Porch	Open Porch
Porch Area	68 sqft
Patio Area	534 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1776 43RD AVE
City	VERO BEACH
State	FL
Zip	32960-0515
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	FUNK S/D PBUR SEC 3 TWN 33 RNG 39 BLK A LOT 1 LYING IN THE PLAT OF INDIAN RIVER FARMS PBS 2-25 MORE PART DESC AS FOLL COM AT THE SW COR OF SEC 3 RUN N 1221.11 FT TH RUN E 50 FT TO THE POB TH RUN E 147.6 FT TH RUN N 119.85 FT TH RUN W 147.5 FT TH RUN
Legal Range	39E
Legal Township	33S
Legal Section	03
Legal Subdivision	FUNK SUB
Legal Tract	13
Legal Block	A
Legal Lot Number	1
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	VERO BEACH
Census Block Group	4
Census Block	4009
Census Tract	50101

Owner

1776 43rd Ave is owned and occupied by an individual who acquired it in November 2021.

Source: Indian River County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	1776 43RD AVE, VERO BEACH, FL 32960-0515
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage FBC MORTGAGE LLC
Oct 6, 2021	Deed of Trust, Mortgage · Line of Credit MIDFLORIDA CU
Dec 3, 2021	Intrafamily Transfer, Transfer ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 14, 1999 · Amount on File
Deed Sale	Jul 14, 1999 · Amount on File
Prior Sale	Nov 22, 1995 · Amount on File
Deed Book / Page	1284 / 394
Last Transfer Date	Nov 6, 2021
Transfer Doc	0034890671
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1776 43RD AVE, VERO BEACH, FL 32960-0515
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030351526
Date	Jun 26, 2017
Book Page	3035/1526
Instrument	3120170036786

Lender

Name	FBC MORTGAGE LLC
Type	Mortgage Company
Address	ORLANDO, FL 32801

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2032

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	1776 43RD AVE, VERO BEACH, FL 32960-0515
Transaction Type	Mortgage
Record Updated	Dec 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034710856
Date	Oct 6, 2021
Book Page	3471/856
Instrument	3120210070158

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	239 Months
Due	Sep 25, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	INDIAN RIVER FL
Recording Date	Dec 3, 2021
Property Address	1776 43RD AVE, VERO BEACH, FL 32960-0515
Document Number	0034890671
Book / Page	3489 / 671
Map Reference	MB 554 PG 2241
Instrument Date	Nov 6, 2021
Instrument	3120210083087
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	110 BRYANT AVE, 110, ROSLYN, NY 11576-1191

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

Tax Assessment & Valuation

The 2025 property tax bill for 1776 43rd Ave was $301 with exemptions applied.

Source: Indian River County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Municipality	Vero Beach City
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$301.00 Homeowner's exemption Veteran's exemption	$443,018 Land $97,308 Building $345,710	$443,018 Land $97,308 Building $345,710
2023	$4,470.00 (+11.81%)	$297,240 (+16.38%) Land $67,575 Building $229,665	$297,240 (+16.38%) Land $67,575 Building $229,665
2022	$3,998.00	$255,400 Land $64,872 Building $190,528	$255,400 Land $64,872 Building $190,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1776 43rd Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1776 43rd Ave is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VERO BEACH serves 37,308 people · EPA ID FL3310206
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	29 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 278 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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