17757 148th Ave, Spring Lake, MI 49456 Property Records

Ottawa County property record for 17757 148th Ave, Spring Lake, MI 49456

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,136 sqft · built 1986
Lot Size	0.63 acres (27,443 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Nov 2020)
Tax Bill	$4,049 (2025)
Deeds & Mortgages	Jun 2023 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`70-03-12-300-018`

Property Details

APN / Parcel Number

Primary APN	`70-03-12-300-018`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	2,136 sqft Living Area
1st Floor Area	1,296 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Lot Area	27,443 sqft (0.63 acres)
Lot Dimensions	264 ft deep x 104 ft wide
Garage Area	288 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	17757 148TH AVE
City	SPRING LAKE
State	MI
Zip	49456-9276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	PART OF SW 1/4 COM N 0D 08M 30S W 97253 FT FROM S 1/4 COR, TH N 89D 17M 35S W 29699 FT, N 0D 08M 20S W 10479 FT, S 89D 11M
Legal Range	16W
Legal Township	08N
Legal Section	12
Legal Block	300
Jurisdiction	OTTAWA MI
Township / Civil Division	SPRING LAKE
Census Block Group	1
Census Block	1001
Census Tract	20501

Owner

17757 148th Ave is owned and occupied by an individual who bought it in November 2020.

Source: Ottawa County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	17757 148TH AVE, SPRING LAKE, MI 49456-9276
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 10, 2020	Warranty Deed, Transfer · FHA Mortgage NEIGHBORHOOD LOANS
Dec 10, 2018	Warranty Deed, Transfer SAFE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 10, 2020 · Amount on File
Deed Sale	Nov 10, 2020 · Amount on File
Prior Sale	Dec 10, 2018 · Amount on File
Deed Document Number	202050324
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	17757 148TH AVE, SPRING LAKE, MI 49456-9276
Transaction Type	Mortgage
Record Updated	Jul 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17757 148TH AVE, SPRING LAKE, MI 49456-9276

Mortgage

Document Number	20230014604
Date	Jun 15, 2023
Instrument	2023-0014604

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	EDGEWOOD, MD 21040

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	330 Months
Due	Dec 1, 2050

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Nov 10, 2020
Property Address	17757 148TH AVE, SPRING LAKE, MI 49456-9276
Document Number	20200050324
Instrument Date	Nov 2, 2020
Instrument	2020-0050324
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGNECY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,687.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	390 LAKE ST, 390, FRUITPORT, MI 49415-9643

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 E DANIELS RD, TWIN LAKE, MI 49457-8704

Mortgage

Document Number	20200050325
Date	Nov 10, 2020
Instrument	2020-0050325

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Dec 10, 2018
Property Address	17757 148TH AVE, SPRING LAKE, MI 49456-9276
Document Number	20180043666
Instrument Date	Dec 7, 2018
Instrument	2018-0043666
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	SAFE TITLE

Transaction

Amount	Amount on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	17761 148TH AVE, 17761, SPRING LAKE, MI 49456-9276

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2525 VAN OMMEN DR, HOLLAND, MI 49424-8208

Tax Assessment & Valuation

The 2025 property tax bill for 17757 148th Ave was $4,049 with a homeowner's exemption.

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
County Subdivision	Spring Lake Township
Unified School District	Fruitport Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,000	$226,000
2025	$4,049.00
2023		$97,900	$195,800
2022	$3,495.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 17757 148th Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (2020)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 17757 148th Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRING LAKE TOWNSHIP serves 9,393 people · EPA ID MI0006235
Water Source	Purchased surface water from NORTHWEST OTTAWA CO WATER SYST
Last State Inspection	Nov 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 148th Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures