1775 W Walnut St, Lancaster, OH 43130 Property Records

Fairfield County property record for 1775 W Walnut St, Lancaster, OH 43130

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 800 sqft · built 1956
Lot Size	0.157 acres (6,852 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (Feb 2023)
Tax Bill	$3,284 (2024)
Deeds & Mortgages	Apr 2026 Mortgage Feb 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-36194-300`

Property Details

APN / Parcel Number

Primary APN	`05-36194-300`
Alternative APN	`0621 00017`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	800 sqft Living Area
1st Floor Area	800 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Block
Lot Area	6,852 sqft (0.157 acres)
Lot Dimensions	137 ft deep x 50 ft wide
Terrain	Rolling
Garage Type	Basement
Parking Spaces	1 Parking Space
Deck Area	54 sqft
Patio Area	144 sqft
Canopy	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1775 W WALNUT ST
City	LANCASTER
State	OH
Zip	43130-4111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GEORGE LUTZ 2ND ADD LOT 3
Legal Subdivision	GEORGE LUTZ 2ND ADD
Legal Lot Number	3
Jurisdiction	FAIRFIELD OH
Township / Civil Division	LANCASTER CITY
Census Block Group	4
Census Block	4006
Census Tract	31600

Owner

1775 W Walnut St is owned and occupied by two individuals who bought it in February 2023.

Source: Fairfield County records, as of May 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1775 W WALNUT ST, LANCASTER, OH 43130-4111
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · VA Mortgage HMA MORTGAGE
Feb 10, 2023	Warranty Deed, Transfer · VA Mortgage GO MORTGAGE LLC
Nov 29, 2021	Warranty Deed, Transfer · Conventional Mortgage PARK NATIONAL BANK
Jun 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 10, 2023 · Amount on File
Deed Sale	Feb 10, 2023 · Amount on File
Prior Sale	May 23, 2006 · Amount on File
Deed Document Number	20232033
Prior Transfer Date	Mar 22, 2006
Prior Transfer Doc	0000007070
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Recording Date	Apr 28, 2026
Property Address	1775 W WALNUT ST, LANCASTER, OH 43130-4111
Document Number	0000006957
Instrument Date	Mar 3, 2026
Instrument	20266957
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1775 W WALNUT ST, LANCASTER, OH 43130-4111

Mortgage

Document Number	0000006957,
Date	Apr 28, 2026
Instrument	20266957

Lender

Name	HMA MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Feb 10, 2023
Property Address	1775 W WALNUT ST, LANCASTER, OH 43130-4111
Document Number	0000002033
Map Reference	MB 7 PG 20
Instrument Date	Feb 8, 2023
Instrument	202300002033
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	NORTHWEST TITLE FAM/COMPANIES, NORTHWEST TTL FAM OF COMPANI

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1775 W WALNUT ST, LANCASTER, OH 43130-4111

Mortgage

Document Number	0000002034
Date	Feb 10, 2023
Instrument	202300002034

Lender

Name	GO MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2053

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FAIRFIELD OH
Recording Date	Nov 29, 2021
Property Address	1775 W WALNUT ST, LANCASTER, OH 43130-4111
Document Number	0000031242
Map Reference	MB 7 PG 20
Instrument Date	Nov 4, 2021
Instrument	202100031242
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	NOT AVAILABLE, COMMITTED TTL & CLOSING SVCS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1775 W WALNUT ST, LANCASTER, OH 43130-4111

Mortgage

Document Number	0000031243
Date	Nov 29, 2021
Instrument	202100031243

Lender

Name	PARK NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FAIRFIELD OH
Property Address	1775 W WALNUT ST, LANCASTER, OH 43130-4111
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	VALMER LAND TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012250
Date	Jun 19, 2020
Book Page	1827/707
Instrument	202000012250

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company
Address	STRONGSVILLE, OH 44136

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2040

Tax Assessment & Valuation

Source: Fairfield County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Fairfield County
Municipality	Lancaster City
Unified School District	Lancaster City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$52,980 Land $13,480 Building $39,500	$151,370 Land $38,520 Building $112,850
2024	$3,284.00 (+147.29%)
2023	$1,328.00	$36,540 (-) Land $9,930 Building $26,610
2022		$36,540 Land $9,930 Building $26,610	$104,380 Land $28,360 Building $76,020

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1775 W Walnut St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective December 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2005)
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1775 W Walnut St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LANCASTER CITY PWS serves 40,400 people · EPA ID OH2301012
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Glo Fiber, Verizon.

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