San Diego County property record for 1775 Vale Terrace Dr, Vista, CA 92084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,763 sqft · built 1979 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on File |
| Last Sale | $799,000 (Jun 2021) |
| Tax Bill | $10,478 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 177-033-09-00 |
| Primary APN | 177-033-09-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,763 sqft Living Area |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 1770405500 |
|---|---|
| Street Address | 1775 VALE TERRACE DR |
| City | VISTA |
| State | CA |
| Zip | 92084-5312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-1 |
| Legal Description | SEC 20-11-3W NEQ DOC74-23628 IN W H OF SEQ OF |
| Legal Range | 03W |
| Legal Township | 11 |
| Legal Section | 20 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 19602 |
1775 Vale Terrace Dr is owned and occupied by an individual who acquired it in February 2025.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1775 VALE TERRACE DR, VISTA, CA 92084-5312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 10, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Jun 28, 2021 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 28, 2021 · Amount on File |
| Deed Sale | Jun 28, 2021 · Amount on File |
| Prior Sale | Feb 24, 1999 · Amount on File |
| Deed Document Number | 2021467396 |
| Last Transfer Date | Feb 10, 2025 |
| Transfer Doc | 0000043408 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1775 VALE TERRACE DR, VISTA, CA 92084-5312 |
| Transaction Type | Mortgage |
| Record Updated | Dec 26, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1775 VALE TERRACE DR, VISTA, CA 92084-5312 |
| Document Number | 0000347992 |
|---|---|
| Date | Dec 10, 2025 |
| Instrument | 2025-0347992 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Jan 1, 2046 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 28, 2021 |
| Property Address | 1775 VALE TERRACE DR, VISTA, CA 92084-5312 |
| Document Number | 0000467396 |
| Instrument Date | Jun 21, 2021 |
| Instrument | 2021-0467396 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2021 |
| Title Company | STEWART TITLE COMPANY-F, STEWART TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1775 VALE TERRACE DR, VISTA, CA 92084-5312 |
| Document Number | 0000467397 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021-0467397 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
The 2025 property tax bill for 1775 Vale Terrace Dr was $10,478.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Vista City |
| Unified School District | Vista Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $897,528 (+3.78%) Land $536,739 Building $360,789 | |
| 2025 | $10,478.00 Homeowner's exemption | $864,860 Land $432,430 Building $432,430 |
| 2023 | $10,113.00 (+12.77%) Homeowner's exemption | $831,278 Land $415,639 Building $415,639 |
| 2022 | $8,968.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1775 Vale Terrace Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1775 Vale Terrace Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA IRRIGATION DISTRICT serves 134,501 people · EPA ID CA3710027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| San Diego Broadband Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: GeoLinks.
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