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1775 Saddlewood Dr, Bartow, FL 33830 Property Records

Polk County property record for 1775 Saddlewood Dr, Bartow, FL 33830

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,360 sqft · built 2018
Lot Size0.172 acres (7,501 sqft)
Owner2 Individual Names on File
Last Sale$164,400 (Jan 2018)
Tax Bill$1,481 (2025)
Deeds & MortgagesDec 2025 Transfer
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN24-29-36-292204-000410

Property Details

APN / Parcel Number

Primary APN24-29-36-292204-000410
Alternative APNs
  • 362924292204000410
  • 62924000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,360 sqft Living Area
Gross Area1,760 sqft
1st Floor Area1,360 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area7,501 sqft (0.172 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area400 sqft
PorchUnfinished Open Porch
Porch Area226 sqft

Location & Zoning

Street Address1775 SADDLEWOOD DR
CityBARTOW
StateFL
Zip33830-2909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSADDLEWOOD PB 127 PGS 30-31 LOT 41
Legal Range24E
Legal Township29S
Legal Section36
Legal SubdivisionSADDLEWOOD
Legal Tract292204
Legal Block1
Legal Lot Number41
JurisdictionPOLK FL
Township / Civil DivisionBARTOW
Census Block Group1
Census Block1050
Census Tract14803

Owner

1775 Saddlewood Dr is owned and occupied by two individuals who acquired it in December 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1775 SADDLEWOOD DR, BARTOW, FL 33830-2909
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Jan 26, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 26, 2018 · Amount on File
Deed SaleJan 26, 2018 · Amount on File
Deed Document Number201820209
Deed Book / Page10380 / 102
Last Transfer DateDec 19, 2025
Transfer Doc0000301843
Record UpdatedOct 29, 2026

December 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateDec 29, 2025
Property Address1775 SADDLEWOOD DR, BARTOW, FL 33830-2909
Document Number0000301843
Book / Page13824 / 472
Map ReferenceMB 127 PG 30
Instrument DateDec 19, 2025
Instrument2025301843
Transaction TypeTransfer
Record UpdatedJan 13, 2026
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1775 SADDLEWOOD DR, BARTOW, FL 33830-2909

Transferred To (Grantee/Buyer)

NameVerified Name
Address1805 SADDLEWOOD DR, BARTOW, FL 33830-2911

January 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateJan 26, 2018
Property Address1775 SADDLEWOOD DR, BARTOW, FL 33830-2909
Document Number0103800102
Book / Page010380 / 000102
Instrument DateJan 26, 2018
Instrument20209
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 9, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,150.80
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1530 VILLAGE CTR DR APT #206 LAKELAND FL 33803, 206, LAKELAND, FL 33803

Mortgage

Document Number103800104
DateJan 26, 2018
Book Page010380/000104
Instrument20210
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueJan 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1775 Saddlewood Dr was $1,481.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
MunicipalityBartow City
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$127,921 (+2.7%)$211,670 (-8.06%) Land $50,000 Building $161,670
2025$1,481.00 Homeowner's exemption$124,558$230,229 Land $50,000 Building $180,229
2023$1,697.00 (+17.68%) Homeowner's exemption$117,522 (+3%)$240,126 (+10.03%) Land $42,000 Building $198,126
2022$1,442.00 Homeowner's exemption$114,099$218,241 Land $35,000 Building $183,241

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1775 Saddlewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 22 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies22 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1775 Saddlewood Dr is high, ranking above 83% of the US, with a 0.8% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 83% of the US · above 74% of Florida
Wildfire Likelihood0.8% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BARTOW
serves 21,501 people · EPA ID FL6530315
Water SourceGroundwater
Last State InspectionNov 2023
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: Spectrum.

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