1775 S Cole Dr, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1775 S Cole Dr, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,677 sqft · built 2002
Lot Size	0.329 acres (14,343 sqft)
Owner	Individual Name on Record
Tax Bill	$1,509 (2025)
Deeds & Mortgages	Mar 2022 Reverse Mortgage Nov 2017 Reverse Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`304-39-487`

Property Details

APN / Parcel Number

Primary APN	`304-39-487`

Interior

Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,677 sqft Living Area
1st Floor Area	1,677 sqft

Exterior

Year Built	Built 2002
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	14,343 sqft (0.329 acres)
Parking Spaces	2 Parking Spaces
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	1775 S COLE DR
City	GILBERT
State	AZ
Zip	85295-4658
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	BELLA VISTA AMD MCR 579-35
Legal Range	06E
Legal Township	01S
Legal Section	26
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	BELLA VISTA AMD
Legal Lot Number	185
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1003
Census Tract	815203

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1775 S COLE DR, GILBERT, AZ 85295-4658
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2022	Deed of Trust, Mortgage · Reverse Mortgage HIGHTECHLENDING INC
Nov 20, 2017	Deed of Trust, Mortgage · Reverse Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 4, 2021	Deed of Trust, Mortgage · Reverse Mortgage HIGH TECHLENDING INC
Dec 28, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 17, 2024
Deed Sale	Dec 17, 2024
Prior Sale	Feb 10, 2003
Deed Document Number	20240667902
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1775 S COLE DR, GILBERT, AZ 85295-4658
Transaction Type	Mortgage
Record Updated	Apr 17, 2023
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1775 S COLE DR, GILBERT, AZ 85295-4658

Mortgage

Document Number	0000246921
Date	Mar 18, 2022
Instrument	20220246921

Lender

Name	HIGHTECHLENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.52%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year CMT
Max Rate	8.52%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1775 S COLE DR, GILBERT, AZ 85295-4658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000862224
Date	Nov 20, 2017
Instrument	2017-0862224

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	MADISON, WI 53718

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1775 S COLE DR, GILBERT, AZ 85295-4658
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1775 S COLE DR, GILBERT, AZ 85295-4658

Mortgage

Document Number	0000000587
Date	Jan 4, 2021
Instrument	20210000587

Lender

Name	HIGH TECHLENDING INC
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	2.34%
Type Change Date	Feb 1, 2021
Change Frequency	Annually

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1775 S COLE DR, GILBERT, AZ 85295-4658
Document Number	0000000588
Instrument Date	Dec 28, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1775 S COLE DR GILBERT AZ 852954658, GILBERT, AZ 85295-4658

Mortgage

Document Number	0000000588
Date	Jan 4, 2021
Instrument	588

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	960 Months

Interest

Rate Type	Adjustable Rate
Rate	2.34%

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,810 (-3.57%)	$438,100 (-3.57%) Land $87,600 Building $350,500
2025	$1,509.00 (-24.17%)
2024		$45,430	$454,300 Land $90,800 Building $363,500
2023	$1,990.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2025 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Starlink Satellite	280 / 30
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: AT&T, Verizon.

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