1775 Laurelwood Way, Oceanside, CA 92056 Property Records

San Diego County property record for 1775 Laurelwood Way, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Owner	2 Individual Names on Record
Last Sale	$847,000 (Feb 2024)
Tax Bill	$7,809 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161-030-32-37`

Property Details

APN / Parcel Number

Primary APN	`161-030-32-37`

Exterior

Architectural Style	Condo/Apartment

Location & Zoning

Street Address	1775 LAURELWOOD WAY
City	OCEANSIDE
State	CA
Zip	92056-6467
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-28
Legal Description	LOT 34 US 37 PER DOC22-0434576&UND INT IN PHASE 26 TR 016463
Legal Subdivision	MELROSE OCEANSIDE PA-2 & PA-3
Legal Tract	016463
Legal Lot Number	34
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3002
Census Tract	19303

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1775 LAURELWOOD WAY, OCEANSIDE, CA 92056-6467
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Jan 5, 2026	Deed of Trust, Mortgage · VA Mortgage LOANDEPOT.COM LLC
Feb 20, 2024	Grant Deed, Transfer · VA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2024 · Amount on Record
Deed Sale	Feb 20, 2024 · Amount on Record
Deed Document Number	202442743
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Sep 9, 2026
Property Address	1775 LAURELWOOD WAY, OCEANSIDE, CA 92056-6467
Document Number	0000263197
Instrument Date	Sep 1, 2026
Instrument	2026263197
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1775 LAURELWOOD WAY, OCEANSIDE, CA 92056-6467

Mortgage

Document Number	0000263197,
Date	Sep 9, 2026
Instrument	2026263197

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1775 LAURELWOOD WAY, OCEANSIDE, CA 92056-6467
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1775 LAURELWOOD WAY 37, 37, OCEANSIDE, CA 92056-6467

Mortgage

Document Number	0000001882
Date	Jan 5, 2026
Instrument	2026-0001882

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 20, 2024
Property Address	1775 LAURELWOOD WAY, OCEANSIDE, CA 92056-6467
Document Number	0000042743
Map Reference	FILE 2021-7000220
Instrument Date	Jan 25, 2024
Instrument	2024-0042743
Transaction Type	Transfer
Record Updated	Feb 28, 2024
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1775 LAURELWOOD WAY, OCEANSIDE, CA 92056-6467

Mortgage

Document Number	0000042744
Date	Feb 20, 2024
Instrument	2024-0042744

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$880,833 (+2%) Land $395,352 Building $485,481
2025	$7,809.00 (+794.5%)	$863,562 (+1,006.71%) Land $387,600 Building $475,962
2023	$873.00	$78,030 Land $78,030

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks.

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