Albemarle County property record for 1775 Lake Rd, Charlottesville, VA 22901
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 5,283 sqft · built 1965 |
| Lot Size | 2.1 acres (91,476 sqft) |
| Owner | Individual Name on File |
| Last Sale | $3,509,600 (Jun 2021) |
| Tax Bill | $48,569 (2026) |
| Deeds & Mortgages | Oct 2022 Line of Credit Jun 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 060E2-00-0L-00500 |
| Primary APN | 060E2-00-0L-00500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 5,283 sqft Finished Area |
| Basement Area | 2,442 sqft |
| Finished Basement | 1,172 sqft |
| Unfinished Basement | 98 sqft |
| Flooring | Tile |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Material | Wood |
| Lot Area | 91,476 sqft (2.1 acres) |
| Garage Type | Carport |
| Garage Area | 656 sqft |
| Carport | Carport |
| Carport Area | 656 sqft |
| Driveway | Paver Driveway |
| Porch | Slab |
|---|---|
| Porch Area | 403 sqft |
| Patio Area | 180 sqft |
| Guest House | 1,234 sqft |
| Arbor/Pergola | Arbor/Pergola |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 1775 LAKE RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22901-5005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL AREA |
| Legal Description | FARMINGTON L 5 |
| Legal Subdivision | FARMINGTON |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | JACK JOUETT |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11000 |
1775 Lake Rd is owned and occupied by an individual who bought it in June 2021.
Source: Albemarle County records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1775 LAKE RD, CHARLOTTESVILLE, VA 22901-5005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 20, 2022 | Deed of Trust, Mortgage · Line of Credit SILICON VALLEY BANK |
| Jun 14, 2021 | Deed, Transfer · Conventional Mortgage SILICON VALLEY BANK |
| Jan 31, 2020 | Deed of Trust, Mortgage · Line of Credit FIRST BK & TR CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 14, 2021 · Amount on File |
| Deed Sale | Jun 14, 2021 · Amount on File |
| Prior Sale | Aug 6, 2015 · Amount on File |
| Deed Document Number | 202110439 |
| Deed Book / Page | 5556 / 363 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1775 LAKE RD, CHARLOTTESVILLE, VA 22901-5005 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 1775 LAKE RD, CHARLOTTESVILLE, VA 22901-5005 |
| Document Number | 202200012109 |
|---|---|
| Date | Oct 20, 2022 |
| Instrument | 202200012109 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Address | SANTA CLARA, CA 95054 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Oct 25, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Jun 14, 2021 |
| Property Address | 1775 LAKE RD, CHARLOTTESVILLE, VA 22901-5005 |
| Document Number | 5556/363 |
| Book / Page | 5556 / 363 |
| Map Reference | MB 207 PG 483 |
| Instrument Date | Jun 11, 2021 |
| Instrument | 2021-00010439 |
| Transaction Type | Transfer |
| Record Updated | Jul 7, 2021 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,510.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1775 LAKE RD, CHARLOTTESVILLE, VA 22901-5005 |
| Document Number | 202100010441 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-00010441 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
| Type Change Date | Jul 1, 2028 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 3.25% |
| Index | Other |
| Max Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 1775 LAKE RD, CHARLOTTESVILLE, VA 22901-5005 |
| Document Number | 0000001217 |
| Instrument Date | Jan 31, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 14, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 810 CATALPA CT CHARLOTTESVILLE VA 229037893, CHARLOTTESVILLE, VA 22903-7893 |
| Document Number | 0000001217 |
|---|---|
| Date | Jan 31, 2020 |
| Book Page | 005272/000458 |
| Instrument | 1217 |
| Name | FIRST BK & TR CO |
|---|---|
| Address | PO BOX 1000, ABINGDON, VA 24212-1000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 1775 Lake Rd was $48,569, up 8.8% from the year before.
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $48,569.00 (+8.82%) | $5,432,800 (+8.82%) Land $1,162,500 Building $4,270,300 | $5,432,800 (+8.82%) Land $1,162,500 Building $4,270,300 |
| 2025 | $44,632.00 | $4,992,400 Land $1,100,000 Building $3,892,400 | $4,992,400 Land $1,100,000 Building $3,892,400 |
| 2023 | $36,020.00 | $4,217,900 Land $1,000,000 Building $3,217,900 | $4,217,900 Land $1,000,000 Building $3,217,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1775 Lake Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1775 Lake Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures