1775 Elm St, Napa, CA 94559 Property Records

Napa County property record for 1775 Elm St, Napa, CA 94559

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 2,668 sqft · built 1940
Lot Size0.15 acres (6,534 sqft)
OwnerTrust Name on File
Last Sale$939,000 (Sep 2023)
Tax Bill$12,283 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Feb 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN005-041-001-000

Property Details

APN / Parcel Number

Primary APN005-041-001-000
Alternative APNs
  • 005-041-001
  • 00504101

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,668 sqft Living Area

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleDuplex Single
Lot Area6,534 sqft (0.15 acres)

Location & Zoning

Old Parcel Number005-041-001
Street Address1775 ELM ST
CityNAPA
StateCA
Zip94559-3740
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeRS5
Legal SubdivisionRUNNING THENCE EASTERLY ALONG
JurisdictionNAPA CA
Township / Civil DivisionNAPA
Census Block Group2
Census Block2009
Census Tract200203

Owner

1775 Elm St, a duplex, is held in a trust since September 2023.

Source: Napa County records, as of October 21, 2026

Owner of RecordTrust Name on File
Mailing Address254 LANSFORD CT, AMERICAN CANYON, CA 94503-4103
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2023Grant Deed, Transfer · Conventional Mortgage
THE LOAN STORE INC
Feb 7, 2019Deed of Trust, Mortgage · Line of Credit
BANK OF MARIN
Apr 20, 2017Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 22, 2023 · Amount on File
Deed SaleSep 22, 2023 · Amount on File
Prior SaleMar 21, 2000 · Amount on File
Deed Document Number202313747
Prior Transfer DateMar 14, 2006
Prior Transfer Doc0000009183
Record UpdatedOct 29, 2026

September 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionNAPA CA
Recording DateSep 22, 2023
Property Address1775 ELM ST, NAPA, CA 94559-3740
Document Number0000013747
Instrument DateSep 20, 2023
Instrument2023-0013747
Transaction TypeTransfer
Record UpdatedOct 2, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address254 LANSFORD CT, AMERICAN CANYON, CA 94503-4103

Mortgage

Document Number0000013748
DateSep 22, 2023
Instrument2023-0013748
Lender
NameTHE LOAN STORE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2053

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address1775 ELM ST, NAPA, CA 94559-3740
Document Number0000002376
Instrument DateFeb 7, 2019
Transaction TypeMortgage
Record UpdatedFeb 27, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2760 LINDA VISTA AVE NAPA CA 945584421, NAPA, CA 94558-4421

Mortgage

Document Number0000002376
DateFeb 13, 2019
Instrument2376
Lender
NameBANK OF MARIN
TypeBank
AddressNOVATO, CA 94948
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNAPA CA
Property Address1775 ELM ST, NAPA, CA 94559-3740
Document Number0000009437
Instrument DateApr 20, 2017
Transaction TypeMortgage
Record UpdatedAug 18, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address2760 LINDA VISTA AVE NAPA CA 945584421, NAPA, CA 94558-4421
InvestorPossibly a Property Investor

Mortgage

Document Number0000009437
DateApr 24, 2017
Instrument9437
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 23, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 1775 Elm St was $12,283, up 2.1% from the year before.

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyNapa County
MunicipalityNapa City
Unified School DistrictNapa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$12,283.00 (+2.15%)$976,935 (+2%) Land $364,140 Building $612,795$976,935 Land $364,140 Building $612,795
2025$12,025.00$957,780 Land $357,000 Building $600,780
2023$3,894.00 (-0.51%)$228,960 Land $110,785 Building $118,175
2022$3,914.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1775 Elm St in Zone X, an area of minimal flood risk, though there have been 51 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 16 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies16 in force
Nearby Flood Claims51 (1986–2015)
Claims Outside the SFHA1 of 51
Most Recent ClaimMay 2015 · other causes
Claims by Event
  • Severe Storms, Flooding, Mudslides, And Landslides, Dec 2005 · 25 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 10 claims
  • Severe Storms & Flooding, Feb 1986 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1775 Elm St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF NAPA
serves 84,804 people · EPA ID CA2810003
Water SourceSurface water
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 695 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Elm St

Nearby Streets

Search Property Records by Address or Parcel Number