1775 Derry Ln, Carmel, IN 46032 Property Records

Hamilton County property record for 1775 Derry Ln, Carmel, IN 46032

Property Summary

Property TypeSingle Family Home
Details3 bd · 5 ba · 5,489 sqft · built 2006
Lot Size0.41 acres (17,860 sqft)
Owner2 Owners on Record
Tax Bill$9,175 (2024)
Deeds & MortgagesApr 2020 Mortgage
Jul 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN29-09-28-048-023.000-018

Property Details

APN / Parcel Number

Primary APN29-09-28-048-023.000-018
Alternative APN
  • 1709280048023000

Interior

Bedrooms3 Beds
Full Baths5 Baths
Half Baths1 Half Bath
Plumbing Fixtures20 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area5,489 sqft Living Area
1st Floor Area2,693 sqft
2nd Floor Area1,046 sqft
Basement Area2,310 sqft
Finished Basement1,750 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Foundation TypeRaised
Roof MaterialAsphalt
Lot Area17,860 sqft (0.41 acres)
Lot Dimensions138 ft deep x 155 ft wide
Garage TypeAttached
Garage Area688 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number1709280048023000
Street Address1775 DERRY LN
CityCARMEL
StateIN
Zip46032-4680
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionACREAGE .41, SECTION 28, TOWNSHIP 18, RANGE 3, VILLAGE OF WESTCLAY, SECTION 9007, LOT 122, IRREGULAR SHAPE
Legal Range03
Legal Township18
Legal Section28
Legal SubdivisionTHE VILLAGE OF WESTCLAY SECTION 9007
Legal Lot Number122 155
JurisdictionHAMILTON IN
Township / Civil DivisionCLAY
Census Block Group3
Census Block3007
Census Tract110909

Owner

Source: Hamilton County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Owners on Record
Mailing Address1775 DERRY LN, CARMEL, IN 46032-4680
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 8, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC
Jul 6, 2020Deed of Trust, Mortgage · Line of Credit
FIRST FINANCIAL BANK
Dec 19, 2019Deed of Trust, Mortgage
FORUM CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 16, 2010
Deed SaleAug 16, 2010
Prior SaleJan 3, 2007
Deed Document Number0000037680
Record UpdatedJun 8, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1775 DERRY LN, CARMEL, IN 46032-4680
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018729
DateApr 8, 2020
Instrument2020018729
Lender
NameQUICKEN LOANS INC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueMay 1, 2035

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1775 DERRY LN, CARMEL, IN 46032-4680
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042343
DateJul 6, 2020
Instrument2020042343
Lender
NameFIRST FINANCIAL BANK
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON IN
Property Address1775 DERRY LN, CARMEL, IN 46032-4680
Document Number0000066489
Instrument DateDec 19, 2019
Transaction TypeMortgage
Record UpdatedJan 29, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1775 DERRY LN CARMEL IN 460324680, CARMEL, IN 46032-4680

Mortgage

Document Number0000066489
DateDec 30, 2019
Instrument66489
Lender
NameFORUM CU
TypeCredit Union
AddressFISHERS, IN 46038
Agreement
AmountAmount Recorded
Term240 Months
DueDec 29, 2039

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyHamilton County
County SubdivisionClay Township
MunicipalityCarmel City
Unified School DistrictCarmel Clay Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$900,300 (+12.41%) Land $198,900 Building $701,400$900,300 (+12.41%) Land $198,900 Building $701,400
2024$9,175.00 (+8.79%)$800,900 (+7.92%) Land $198,900 Building $602,000$800,900 (+7.92%) Land $198,900 Building $602,000
2023$8,434.00 (+6.02%) Homeowner's exemption$742,100 (+6.95%) Land $198,900 Building $543,200$742,100 (+6.95%) Land $198,900 Building $543,200
2022$7,955.00 Homeowner's exemption$693,900 Land $143,000 Building $550,900$693,900 Land $143,000 Building $550,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCARMEL WATER DEPARTMENT
serves 99,927 people · EPA ID IN5229004
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead3 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Jan 2024
E. coli
resolved · Oct 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL
100 / 20

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