1775 Charles Ave, Algonquin, IL 60102 Property Records

Kane County property record for 1775 Charles Ave, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,240 sqft · built 1985
Lot Size0.234 acres (10,204 sqft)
Owner2 Individual Names on File
Last Sale$233,000 (Dec 2019)
Tax Bill$6,088 (2025)
Deeds & MortgagesDec 2019 Sale & Mortgage
May 2019 Foreclosure
Flood ZoneZone X (minimal risk)
APN03-03-426-028

Property Details

APN / Parcel Number

Primary APN03-03-426-028

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories2 Stories
Building Area1,240 sqft Living Area
Gross Area1,640 sqft
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area10,204 sqft (0.234 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1775 CHARLES AVE
CityALGONQUIN
StateIL
Zip60102-3779
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 249 RIVERWOOD ESTATES UNIT 4 SUBDIVISION: RIVERWOOD ESTATES RANGE CODE: 8 E TWSHP 42N
Legal SubdivisionRIVERWOOD ESTATES
Legal Block1
Legal Lot Number249
Legal Unit4
JurisdictionKANE IL
Township / Civil DivisionDUNDEE
Census Block Group1
Census Block1014
Census Tract850106

Owner

Source: Kane County assessment roll, APN 03-03-426-028, as of July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1775 CHARLES AVE, ALGONQUIN, IL 60102-3779
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 16, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
LEND SMART MORTGAGE LLC
May 06, 2019Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 16, 2019 · Amount on Record
Deed SaleDec 16, 2019 · Amount on Record
Prior SaleMay 06, 2019 · Amount on Record
Deed Document Number201960773
Record UpdatedSep 20, 2026

December 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateDec 16, 2019
Property Address1775 CHARLES AVE, ALGONQUIN, IL 60102-3779
Document Number0000060773
Instrument DateDec 06, 2019
Instrument2019K060773
Transaction TypeSubdivision Related Transfer
Record UpdatedJul 27, 2021
Title CompanyADVISORS TITLE NETWORK LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$233.00
Amount AccuracyRounded by County
Additional
  • Notice of Foreclosure Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1775 CHARLES AVE, ALGONQUIN, IL 60102-3779

Mortgage

Document Number0000060774
DateDec 16, 2019
Instrument2019K060774
Lender
NameLEND SMART MORTGAGE LLC
TypeLending Institution
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050
Interest
Rate TypeFixed Rate
Rate4.62%

May 2019: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionKANE IL
Recording DateMay 06, 2019
Property Address1775 CHARLES AVE, ALGONQUIN, IL 60102-3779
Document Number0000017861
Instrument DateMay 06, 2019
Instrument17861
Transaction TypeForeclosure
Record UpdatedMay 14, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address334 FAIRVIEW PARK AVE CRYSTAL LAKE IL 600144218, CRYSTAL LAKE, IL 60014-4218

Tax Assessment & Valuation

Source: Kane County assessment roll as of July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyKane County
County SubdivisionDundee Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$6,088.00 (+5.13%) Homeowner's exemption$89,380 (+9.42%) Land $28,154 Building $61,226$268,247 (+9.42%) Land $84,496 Building $183,752
2024$5,791.00 (+8.61%)$81,685 (+20.61%) Land $25,730 Building $55,955$245,153 (+20.66%) Land $77,221 Building $167,932
2022$5,332.00 (+3.27%) Homeowner's exemption$67,725 (+5.91%) Land $23,151 Building $44,574$203,175 (+5.91%) Land $69,453 Building $133,722
2021$5,163.00 Homeowner's exemption$63,946 Land $21,859 Building $42,087$191,838 Land $65,577 Building $126,261

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), as of October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898501061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Nearby Flood Policies14 in force
Nearby Flood Claims18 (1979–2017)
Claims Outside the SFHA3 of 18
Most Recent ClaimJul 2017 · river or lake flooding
Claims by Event
  • Severe Storms And Flooding, Aug 2007 · 7 claims

Wildfire

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 102 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Verizon.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system IL1110050, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemALGONQUIN
serves 30,700 people
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Charles Ave

Nearby Streets

Search Property Records by Address or Parcel Number