1775 Bernard Dr, Elliston, VA 24087 Property Records

Montgomery County property record for 1775 Bernard Dr, Elliston, VA 24087

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,960 sqft · built 1998
Lot Size0.585 acres (25,483 sqft)
Owner2 Individual Names on Record
Tax Bill$1,577 (2026)
Deeds & MortgagesJul 2025 Line of Credit
Flood ZoneZone X (minimal risk)
APN059-A 6 2A

Property Details

APN / Parcel Number

Primary APN059-A 6 2A
Alternative APN
  • 032892

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,960 sqft Living Area
1st Floor Area1,366 sqft
Basement Area594 sqft
Finished Basement594 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area25,483 sqft (0.585 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number032892
Street Address1775 BERNARD DR
CityELLISTON
StateVA
Zip24087-3521
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionE & V ENTERPRISES LOT 2A
Legal SubdivisionE & V ENTERPRISES
Legal Lot Number2A
JurisdictionMONTGOMERY VA
Township / Civil DivisionC-01
Census Block Group2
Census Block2052
Census Tract21400

Owner

Source: Montgomery County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1775 BERNARD DR, ELLISTON, VA 24087-3521
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 3, 2002
Deed SaleSep 3, 2002
Last Transfer DateAug 23, 2021
Transfer Doc0000009051
Record UpdatedSep 20, 2026

July 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTGOMERY VA
Property Address1775 BERNARD DR, ELLISTON, VA 24087-3521
Transaction TypeMortgage
Record UpdatedDec 2, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2025004353
DateJul 21, 2025
Instrument2025004353
Lender
NameTRULIANT FCU
TypeCredit Union
AddressWINSTON SALEM, NC 27103
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyMontgomery County
Unified School DistrictMontgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,577.00 (+15.79%)$194,700 (-) Land $22,400 Building $172,300$194,700 (-) Land $22,400 Building $172,300
2023$1,362.00$194,700 Land $22,400 Building $172,300$194,700 Land $22,400 Building $172,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims13 (1985–2018)
Claims Outside the SFHA1 of 13
Most Recent ClaimOct 2018 · Tropical Storm Michael
Claims by Event
  • Severe Winter Storm, Record/near Record Snowfall, Heavy Rain,floodind, And Mudslide, Feb 2003 · 3 claims
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 74% of Virginia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 134 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
GigaBeam Networks
Fiber
2,000 / 2,000
Xfinity
Cable
1,200 / 35

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