1775 Bentwater Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 1775 Bentwater Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	5 ba · 2,230 sqft · built 2002
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Aug 2022)
Deeds & Mortgages	Mar 2021 Mortgage Aug 2022 Sale & Mortgage + 3 more
APN	`04-06-0-304-006`

Property Details

APN / Parcel Number

Primary APN	`04-06-0-304-006`

Interior

Full Baths	5 Baths
Stories	2 Stories
Building Area	2,230 sqft Living Area
Upper Floors Area	106 sqft
Basement Area	1,850 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination
Construction Type	Frame
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Mixed
Garage Area	475 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	496 sqft
Deck Area	120 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	1775 BENTWATER LN
City	O FALLON
State	IL
Zip	62269-6325
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WITTE FARMS EST PHASE 1 LOT/SEC-29 A02755391
Legal Subdivision	WITTE FARMS EST
Legal Phase	1
Legal Block	304
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	1
Census Block	1008
Census Tract	504355

Owner

1775 Bentwater Ln is owned and occupied by two individuals who bought it in August 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1775 BENTWATER LN, O FALLON, IL 62269-6325
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2021	Deed of Trust, Mortgage · VA Mortgage PNC BANK NA
Aug 5, 2022	Warranty Deed, Transfer · VA Mortgage ENDEAVOR CAPITAL LLC
May 27, 2022	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Nov 26, 2018	Deed of Trust, Mortgage · VA Mortgage PNC BK
Apr 23, 2018	Warranty Deed, Transfer · Conventional with PMI PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 5, 2022 · Amount on File
Deed Sale	Aug 5, 2022 · Amount on File
Prior Sale	May 27, 2022 · Amount on File
Deed Document Number	20222755391
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1775 BENTWATER LN, O FALLON, IL 62269-6325
Transaction Type	Mortgage
Record Updated	Jul 1, 2026
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02690828
Date	Mar 10, 2021
Instrument	A02690828

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 5, 2022
Property Address	1775 BENTWATER LN, O FALLON, IL 62269-6325
Document Number	0A02755391
Instrument Date	Jul 21, 2022
Instrument	A02755391
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$535.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 2150, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1775 BENTWATER LN, O FALLON, IL 62269-6325

Mortgage

Document Number	0A02755392
Date	Aug 5, 2022
Instrument	A02755392

Lender

Name	ENDEAVOR CAPITAL LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate
Rate	5.12%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 27, 2022
Property Address	1775 BENTWATER LN, O FALLON, IL 62269-6325
Document Number	0A02747814
Map Reference	DOC A01663919
Instrument Date	May 16, 2022
Instrument	A02747814
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$488.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1775 BENTWATER LN, O FALLON, IL 62269-6325

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1775 BENTWATER LN, O FALLON, IL 62269-6325
Document Number	00A2597658
Instrument Date	Nov 26, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	NATIONALLINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1775 BENTWATER LN O FALLON IL 622696325, O FALLON, IL 62269-6325

Mortgage

Document Number	00A2597658
Date	Nov 30, 2018
Instrument	2597658

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 29, 2048

Interest

Rate	4.5%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 23, 2018
Property Address	1775 BENTWATER LN, O FALLON, IL 62269-6325
Document Number	00A2573808
Instrument Date	Mar 23, 2018
Instrument	2573808
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	TOWN AND COUNTRY TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1639 ORTEGA ST CHULA VISTA CA 919132637, CHULA VISTA, CA 91913-2637

Mortgage

Document Number	A2573809
Date	Apr 23, 2018
Instrument	2573809

Lender

Name	PNC BK
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2048

Interest

Rate	4.75%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$214,173 Land $47,008 Building $167,165	$642,519 Land $141,024 Building $501,495
2022	$159,426 Land $34,992 Building $124,434	$478,278 Land $104,976 Building $373,302

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1775 Bentwater Ln; there have been 4 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1980–2022)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2022 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1775 Bentwater Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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