1774 S Rome St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 1774 S Rome St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,183 sqft · built 2003
Lot Size	0.079 acres (3,450 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Jul 2016)
Tax Bill	$1,381 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2019 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`304-41-717`

Property Details

APN / Parcel Number

Primary APN	`304-41-717`
Alternative APN	`304417179`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,183 sqft Living Area
Gross Area	1,288 sqft
1st Floor Area	1,183 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	3,450 sqft (0.079 acres)
Parking Spaces	2 Parking Spaces
Patio Area	105 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1774 S ROME ST
City	GILBERT
State	AZ
Zip	85295-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	FINCHER FARMS MCR 539-06
Legal Range	6E
Legal Township	1S
Legal Section	28
Legal Subdivision	FINCHER FARMS
Legal Lot Number	82
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	2
Census Block	2009
Census Tract	814600

Owner

1774 S Rome St is owned and occupied by two individuals who acquired it in November 2016.

Source: Maricopa County records, as of August 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1774 S ROME ST, GILBERT, AZ 85295-5103
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Deed of Trust, Mortgage · Line of Credit ALLIANT CREDIT UNION
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Sep 11, 2020	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
Sep 21, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 8, 2016 · Amount on File
Deed Sale	Jul 8, 2016 · Amount on File
Prior Sale	Apr 12, 2007
Deed Document Number	2016481224
Last Transfer Date	Nov 2, 2016
Transfer Doc	0000817686
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Jul 27, 2026
Property Address	1774 S ROME ST, GILBERT, AZ 85295-5103
Document Number	0000443399
Instrument Date	Jun 1, 2026
Instrument	2026443399
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 S ROME ST, GILBERT, AZ 85295-5103

Mortgage

Document Number	0000443399,
Date	Jul 27, 2026
Instrument	2026443399

Lender

Name	ALLIANT CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1774 S ROME ST, GILBERT, AZ 85295-5103
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	EMPIRE WEST TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 S ROME ST, GILBERT, AZ 85295-5103

Mortgage

Document Number	0000526526
Date	Jul 12, 2019
Instrument	20190526526

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2039

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1774 S ROME ST, GILBERT, AZ 85295-5103
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	EQUITY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 S ROME ST, GILBERT, AZ 85295-5103

Mortgage

Document Number	0000983205
Date	Oct 14, 2020
Instrument	20200983205

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1774 S ROME ST, GILBERT, AZ 85295-5103
Transaction Type	Mortgage
Record Updated	Jul 15, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000850576
Date	Sep 11, 2020
Instrument	20200850576

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	1774 S ROME ST, GILBERT, AZ 85295-5103
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001017864
Date	Sep 21, 2021
Instrument	20211017864

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 1774 S Rome St was $1,381.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,910 (+122.55%)	$329,100 (+2.14%) Land $65,800 Building $263,300
2025	$1,381.00	$14,788 (-56.95%)	$322,200 (-6.2%) Land $64,400 Building $257,800
2024		$34,350	$343,500 Land $68,700 Building $274,800
2023	$1,336.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1774 S Rome St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1774 S Rome St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 675 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	8,000 / 8,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 500
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on S Rome St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures