1774 S Ramsey Dr, Bloomington, IN 47401 Property Records

Monroe County property record for 1774 S Ramsey Dr, Bloomington, IN 47401

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,492 sqft · built 2014
Lot Size	0.21 acres (9,148 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Apr 2022)
Tax Bill	$8,254 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Apr 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-26697-29`

Property Details

APN / Parcel Number

Primary APN	`015-26697-29`
Alternative APN	`53-08-10-111-102.029-009`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	17 Plumbing Fixtures
Stories	2 Stories
Building Area	2,492 sqft Living Area
1st Floor Area	2,492 sqft
Basement Area	1,882 sqft
Finished Basement	1,200 sqft
Unfinished Basement	1,882 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	340 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	015-26697-29
Street Address	1774 S RAMSEY DR
City	BLOOMINGTON
State	IN
Zip	47401-7179
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	015-26697-29 SPRINGHOUSE RIDGE PH VI AT RENWICK LOT 29
Legal Subdivision	SPRINGHOUSE RIDGE AT RENWICK
Legal Lot Number	29
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	2
Census Block	2008
Census Tract	1001

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1774 S RAMSEY DR, BLOOMINGTON, IN 47401-7179
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2022	Deed of Trust, Mortgage · Line of Credit THE PEOPLES STATE BANK
Apr 14, 2022	Intrafamily Transfer, Transfer
Apr 14, 2022	Deed, Transfer
Jun 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2022 · Amount on Record
Deed Sale	Apr 14, 2022 · Amount on Record
Prior Sale	Jun 25, 2018 · Amount on Record
Deed Document Number	202245895
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IN
Property Address	1774 S RAMSEY DR, BLOOMINGTON, IN 47401-7179
Transaction Type	Mortgage
Record Updated	Jun 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 S RAMSEY DR, BLOOMINGTON, IN 47401-7179

Mortgage

Document Number	2022011121
Date	Jul 22, 2022
Instrument	2022011121

Lender

Name	THE PEOPLES STATE BANK
Type	Bank
Address	ELLETTSVILLE, IN 47429

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 18, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONROE IN
Recording Date	Apr 14, 2022
Property Address	1774 S RAMSEY DR, BLOOMINGTON, IN 47401-7179
Document Number	2022005742
Map Reference	CAB D ENV 128
Instrument Date	Apr 12, 2022
Instrument	2022005742
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 S RAMSEY DR, BLOOMINGTON, IN 47401-7179

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONROE IN
Recording Date	Apr 14, 2022
Property Address	1774 S RAMSEY DR, BLOOMINGTON, IN 47401-7179
Document Number	2022005741
Map Reference	CAB D ENV 128
Instrument Date	Apr 6, 2022
Instrument	2022005741
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 S RAMSEY DR, BLOOMINGTON, IN 47401-7179

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 25, 2018
Property Address	1774 S RAMSEY DR, BLOOMINGTON, IN 47401-7179
Document Number	2018008404
Map Reference	CAB D ENV 128
Instrument Date	Jun 19, 2018
Instrument	2018008404
Transaction Type	Transfer
Record Updated	Jun 12, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1774 S RAMSEY DR, BLOOMINGTON, IN 47401-7179
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
Municipality	Bloomington City
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,254.00 (-5.16%)	$751,100 (+8.82%) Land $146,900 Building $604,200	$751,100 (+8.82%) Land $146,900 Building $604,200
2024	$8,703.00 (+25.8%)
2023		$690,200 (+9.5%) Land $146,900 Building $543,300	$690,200 (+9.5%) Land $146,900 Building $543,300
2022	$6,918.00 Homeowner's exemption	$630,300 Land $130,000 Building $500,300	$630,300 Land $130,000 Building $500,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Smithville Communications.

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