1774 Ray Wise Ln, Tracy, CA 95376 Property Records

San Joaquin County property record for 1774 Ray Wise Ln, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,720 sqft · built 2000
Lot Size	0.135 acres (5,885 sqft)
Owner	2 Individual Names on Record
Last Sale	$227,000 (Aug 2000)
Tax Bill	$4,408 (2026)
Deeds & Mortgages	Dec 2022 Line of Credit Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`234-380-120-000`

Property Details

APN / Parcel Number

Primary APN	`234-380-120-000`
Alternative APN	`234-380-12`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,720 sqft Living Area
1st Floor Area	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	5,885 sqft (0.135 acres)
Parking Spaces	3 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	234-380-12
Street Address	1774 RAY WISE LN
City	TRACY
State	CA
Zip	95376-5225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 83
Legal Subdivision	CORRAL HOLLOW ESTATES
Legal Block	4
Legal Lot Number	83
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	4
Census Block	4016
Census Tract	5403

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1774 RAY WISE LN, TRACY, CA 95376-5225
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2022	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Mar 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2000 · Amount on Record
Deed Sale	Aug 31, 2000 · Amount on Record
Deed Document Number	2000100042
Last Transfer Date	Jul 16, 2003
Transfer Doc	0000166284
Record Updated	Oct 29, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1774 RAY WISE LN, TRACY, CA 95376-5225
Transaction Type	Mortgage
Record Updated	Jan 5, 2023
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 RAY WISE LN, TRACY, CA 95376-5225

Mortgage

Document Number	0000144054
Date	Dec 27, 2022
Instrument	2022-144054

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	FORT WORTH, TX 76155

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	1774 RAY WISE LN, TRACY, CA 95376-5225
Transaction Type	Mortgage
Record Updated	Apr 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 RAY WISE LN, TRACY, CA 95376-5225

Mortgage

Document Number	0000051657
Date	Mar 23, 2021
Instrument	2021-051657

Lender

Name	PROVIDENT CU
Type	Credit Union
Address	REDWOOD CITY, CA 94065

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,408.00 (+0.09%)
2025	$4,404.00 (+10.1%) Homeowner's exemption	$371,186 (+4.04%) Land $120,537 Building $250,649
2023	$4,000.00 (+2.17%) Homeowner's exemption	$356,774 Land $115,857 Building $240,917	$616,770
2022	$3,915.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 730 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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