1774 Caversham Way, Folsom, CA 95630 Property Records

Sacramento County property record for 1774 Caversham Way, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,999 sqft · built 2006
Lot Size	0.421 acres (18,338 sqft)
Owner	Company Name on Record
Last Sale	$1,375,000 (Nov 2023)
Tax Bill	$15,861 (2025)
Deeds & Mortgages	Nov 2025 Mortgage Nov 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`072-2310-033-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2310-033-0000`
Alternative APN	`07223100090000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,999 sqft Living Area
1st Floor Area	1,729 sqft
2nd Floor Area	2,270 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Custom Design
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	18,338 sqft (0.421 acres)
Garage Area	778 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1774 CAVERSHAM WAY
City	FOLSOM
State	CA
Zip	95630-6299
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-R-1-ML
Legal Description	LOT 97 OF BROADSTONE UNIT 3 VILLAGE 2A. EXCL. THE FOLLOWING DESCRIBED PORTION : BEG. AT NE OF SAID LOT 97; TH. S 8D49'53 W 1.17FT; TH. N 84D09'15 W 84.74FT; TH. CURVE LEFT RAD. 19FT AND ARC29.41FT; TH. S 7D9'02 W 81.96FT; TH. S 2D33'13 E81.
Legal Subdivision	BROADSTONE 03 VILLAGE 02A
Legal Lot Number	97
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2000
Census Tract	8513

Owner

Source: Sacramento County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	104 PERKINS STATION WAY, FOLSOM, CA 95630-8046
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2025	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 3, 2023	Grant Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Aug 5, 2020	Deed of Trust, Mortgage · VA Mortgage NETWORK CAP FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Prior Sale	Jun 30, 2006 · Amount on Record
Deed Book / Page	20231103 / 57
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1774 CAVERSHAM WAY, FOLSOM, CA 95630-6299
Transaction Type	Mortgage
Record Updated	Nov 26, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1774 CAVERSHAM WAY, FOLSOM, CA 95630-6299

Mortgage

Document Number	0000000302
Date	Nov 10, 2025
Instrument	202511100302

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.37%
Type Change Date	Nov 1, 2032
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.3%
Index	SOFR Average 30-Day
Max Rate	10.3%

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 3, 2023
Property Address	1774 CAVERSHAM WAY, FOLSOM, CA 95630-6299
Document Number	0000000057
Map Reference	MB 314 MAP 8
Instrument Date	Oct 31, 2023
Instrument	202311030057
Transaction Type	Transfer
Record Updated	Nov 17, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	104 PERKINS STATION WAY, FOLSOM, CA 95630-8046

Mortgage

Document Number	0000000058
Date	Nov 3, 2023
Instrument	202311030058

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Dec 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Max Rate	11.8%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	1774 CAVERSHAM WAY, FOLSOM, CA 95630-6299
Document Number	2009080173
Instrument Date	Aug 5, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1774 CAVERSHAM WAY FOLSOM CA 956306299, FOLSOM, CA 95630-6299

Mortgage

Document Number	2009080173
Date	Sep 8, 2020
Instrument	2009080173

Lender

Name	NETWORK CAP FNDG
Type	Funding / Finance Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 7, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,430,550 (+2%) Land $249,696 Building $1,180,854
2025	$15,861.00 (+2.14%)	$1,402,500 (+15.76%) Land $244,800 Building $1,157,700
2024	$15,528.00 (+13.39%)
2023	$13,694.00 (+1.32%) Homeowner's exemption	$1,211,508 Land $302,101 Building $909,407
2022	$13,515.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97% of California
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Zeta Broadband.

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