Emmet County property record for 1774 Berger Rd, Petoskey, MI 49770
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2.5 ba · 1,564 sqft · built 1993 |
| Lot Size | 2.5 acres (108,900 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $110,000 (Jul 2014) |
| Tax Bill | $3,197 (2024) |
| Deeds & Mortgages | Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-07-400-006 |
| Primary APN | 14-20-07-400-006 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,564 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Basement Area | 1,560 sqft |
| Unfinished Basement | 1,560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Ranch |
| Lot Area | 108,900 sqft (2.5 acres) |
| Garage Area | 528 sqft |
| Patio Area | 206 sqft |
| Shed | 1 Shed |
| Shed Area | 48 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 1774 BERGER RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EC FF-2 |
| Legal Description | COM 994.58 FT N OF SE COR OF SEC FOR POB, TH N 331.52 FT, S87?36'16"W 328.7 FT, S 331.72 FT, TH N87?34'13"E 328.7 FT TO POB, 2.5 AC. SECTION 7, T34N, R4W. |
| Legal Range | 04W |
| Legal Township | 34N |
| Legal Section | 07 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | SPRINGVALE |
| Census Block Group | 4 |
| Census Block | 4022 |
| Census Tract | 970500 |
1774 Berger Rd is owned and occupied by two individuals who bought it in July 2014.
Source: Emmet County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1774 BERGER RD, PETOSKEY, MI 49770-8854 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2014 · Amount on File |
| Deed Sale | Jul 2, 2014 · Amount on File |
| Prior Sale | Apr 1, 1995 · Amount on File |
| Deed Document Number | 20145120536 |
| Deed Book / Page | 1167 / 797 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 1774 BERGER RD, PETOSKEY, MI 49770-8854 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1215/700 |
|---|---|
| Date | Oct 3, 2019 |
| Book Page | 1215/700 |
| Instrument | 5168622 |
| Name | ST FRANCIS X FEDERAL CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2039 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $216,500 Building $216,500 | $433,000 Building $433,000 | |
| 2024 | $3,197.00 | ||
| 2023 | $156,500 Building $156,500 | $313,000 Building $313,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1774 Berger Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1774 Berger Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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